RightBonds Fixed Income, Simplified
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Annual Payout Bonds

47 bonds that pay interest once a year, from 33 issuers, yielding 7.25% to 11.5% (average 8.7%). One payment a year keeps the paperwork light, but it also means the longest wait between coupons of any paying schedule. Sorted by yield to maturity, with coupon, credit rating, tenure and minimum investment shown together.

47Bonds listed
11.5%Highest YTM
8.7%Average YTM
IIFL Samasta May ’30
AA-
11.5%YTM
COUPON
11%
TENURE
3.6 yr
MIN. INVEST
₹1.0L
BondScanner Buy
Earlysalary (Fibe)
A-
11.05%YTM
COUPON
10.3%
TENURE
2.6 yr
MIN. INVEST
₹1.0L
GoldenPi Buy
Asirvad Micro Finance May ’33
AA-
10.55%YTM
COUPON
10.75%
TENURE
6.6 yr
MIN. INVEST
₹1.1L
BondScanner Buy
SMC Global
A
9.75%YTM
COUPON
9.5%
TENURE
2.0 yr
MIN. INVEST
₹997
WintWealth Buy
DMI Finance
AA
9.5%YTM
COUPON
9.5%
TENURE
1.8 yr
MIN. INVEST
₹1.0L
WintWealth Buy
Capri Global Capital Oct ’35
AA+
9.3%YTM
COUPON
9.7%
TENURE
9.0 yr
MIN. INVEST
₹1.0L
BondScanner Buy
NUVAMA WEALTH
AA
9.25%YTM
COUPON
9.6%
TENURE
6.2 yr
MIN. INVEST
₹1.0L
WintWealth Buy
SK Finance Limited Aug ’29
AA-
9.2%YTM
COUPON
9.1%
TENURE
2.8 yr
MIN. INVEST
₹1.0L
BondScanner Buy
Muthoot Fincorp Jul ’32
AA
9.2%YTM
COUPON
9.25%
TENURE
5.7 yr
MIN. INVEST
₹1.0L
BondScanner Buy
Muthoot Fincorp Jul ’31
AA
9.1%YTM
COUPON
9.15%
TENURE
4.7 yr
MIN. INVEST
₹1K
BondScanner Buy
Muthoot Fincorp May ’29
AA
9.1%YTM
COUPON
9%
TENURE
2.6 yr
MIN. INVEST
₹1K
BondScanner Buy
Manappuram Finance Limited Aug ’36
AA
9.02%YTM
COUPON
9.1%
TENURE
9.8 yr
MIN. INVEST
₹5.1L
BondScanner Buy
Hinduja Leyland Oct ’30
AA+
9%YTM
COUPON
9.5%
TENURE
4.0 yr
MIN. INVEST
₹1.1L
BondScanner Buy
Hinduja Leyland Dec ’32
AA+
9%YTM
COUPON
9.3%
TENURE
6.2 yr
MIN. INVEST
₹1.1L
BondScanner Buy
Sammaan Capital Sep ’29
AA+
9%YTM
COUPON
9.05%
TENURE
2.9 yr
MIN. INVEST
₹5.0L
BondScanner Buy
Sammaan Capital Sep ’31
AA+
9%YTM
COUPON
9.1%
TENURE
4.9 yr
MIN. INVEST
₹5.1L
BondScanner Buy
Indostar Capital Finance
AA-
9%YTM
COUPON
10.7%
TENURE
11 mo
MIN. INVEST
₹1K
WintWealth Buy
Manappuram Finance Limited Aug ’32
AA
8.93%YTM
COUPON
9.05%
TENURE
5.8 yr
MIN. INVEST
₹5.1L
BondScanner Buy
Sammaan Capital Jun ’35
AA+
8.85%YTM
COUPON
9.75%
TENURE
8.7 yr
MIN. INVEST
₹1.1L
BondScanner Buy
Sammaan Capital Mar ’36
AA+
8.85%YTM
COUPON
9.2%
TENURE
9.4 yr
MIN. INVEST
₹1.1L
BondScanner Buy
Sammaan Capital Aug ’35
AA+
8.85%YTM
COUPON
9.6%
TENURE
8.8 yr
MIN. INVEST
₹1.1L
BondScanner Buy
IIFL FINANCE LIMITED
AA
8.85%YTM
COUPON
9.75%
TENURE
1.5 yr
MIN. INVEST
₹1K
GripInvest Buy
CAPRI GLOBAL CAPITAL LIMITED
AA+
8.85%YTM
COUPON
9%
TENURE
1.5 yr
MIN. INVEST
₹1K
GripInvest Buy
Sammaan Capital Oct ’30
AA+
8.8%YTM
COUPON
9.15%
TENURE
4.0 yr
MIN. INVEST
₹1.0L
BondScanner Buy
Avanse Financial Services Sep ’27
AA-
8.75%YTM
COUPON
8.9%
TENURE
11 mo
MIN. INVEST
₹1.0L
BondScanner Buy
Cholamandalam Investment and Finance Jun ’33
AA+
8.63%YTM
COUPON
8.88%
TENURE
6.7 yr
MIN. INVEST
₹1.0L
BondScanner Buy
CreditAccess Grameen Sep ’28
AA-
8.5%YTM
COUPON
9.15%
TENURE
1.9 yr
MIN. INVEST
₹1.0L
BondScanner Buy
IIFL Finance Mar ’28
AA
8.5%YTM
COUPON
8.7%
TENURE
1.4 yr
MIN. INVEST
₹1K
BondScanner Buy
Arka Fincap
AA
8.5%YTM
COUPON
9.65%
TENURE
2 mo
MIN. INVEST
₹1K
WintWealth Buy
360 One Portfolio Managers Aug ’27
AA
8.45%YTM
COUPON
9.65%
TENURE
10 mo
MIN. INVEST
₹1.0L
BondScanner Buy
Godrej Finance
AA+
8.4%YTM
COUPON
8.5%
TENURE
9.5 yr
MIN. INVEST
₹1.0L
WintWealth Buy
Muthoot Finance Apr ’31
AA+
8.37%YTM
COUPON
8.52%
TENURE
4.5 yr
MIN. INVEST
₹10.5L
BondScanner Buy
Adani Enterprises Ltd.
AA-
8.15%YTM
COUPON
8.6%
TENURE
1.2 yr
MIN. INVEST
₹1K
GripInvest Buy
Aditya Birla Capital Apr ’36
AAA
8.1%YTM
COUPON
8.07%
TENURE
9.5 yr
MIN. INVEST
₹10.3L
BondScanner Buy
Hinduja Leyland May ’30
AA+
8.1%YTM
COUPON
8.5%
TENURE
3.5 yr
MIN. INVEST
₹1.0L
BondScanner Buy
Hero Fincorp Limited Nov ’28
AA+
8%YTM
COUPON
9.81%
TENURE
2.1 yr
MIN. INVEST
₹11.2L
BondScanner Buy
Jio Credit
AAA
8%YTM
COUPON
8.59%
TENURE
5.0 yr
MIN. INVEST
₹1.0L
WintWealth Buy
Bajaj Finance Jul ’36
AAA
7.85%YTM
COUPON
7.79%
TENURE
9.7 yr
MIN. INVEST
₹1.0L
BondScanner Buy
Adani Enterprises Ltd.
AA-
7.85%YTM
COUPON
8.95%
TENURE
9 mo
MIN. INVEST
₹1K
GripInvest Buy
TATA CAPITAL LIMITED
AAA
7.8%YTM
COUPON
8.05%
TENURE
2.9 yr
MIN. INVEST
₹1.0L
GripInvest Buy
IIFL Finance
AA
7.75%YTM
COUPON
9.3%
TENURE
6 mo
MIN. INVEST
₹1K
WintWealth Buy
Piramal Finance
AA+
7.75%YTM
COUPON
9%
TENURE
8 mo
MIN. INVEST
₹1.0L
WintWealth Buy
Manappuram Finance
AA
7.75%YTM
COUPON
8.6%
TENURE
1.4 yr
MIN. INVEST
₹1.1L
WintWealth Buy
Vedanta Limited
AA+
7.75%YTM
COUPON
9.45%
TENURE
1.7 yr
MIN. INVEST
₹1.1L
WintWealth Buy
Bajaj Finance Limited
AAA
7.5%YTM
COUPON
7.7%
TENURE
2.9 yr
MIN. INVEST
₹1.0L
GripInvest Buy
RELIANCE INDUSTRIES LIMITED
AAA
7.4%YTM
COUPON
7.47%
TENURE
4.9 yr
MIN. INVEST
₹1.0L
GripInvest Buy
JIO CREDIT LIMITED
AAA
7.25%YTM
COUPON
8.05%
TENURE
4.8 yr
MIN. INVEST
₹1.0L
GripInvest Buy

Frequently asked questions

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Which bonds pay interest once a year in India?

RightBonds lists 47 annual-payout bonds as of Oct 2026, yielding 7.25% to 11.5%. The highest-yielding are IIFL Samasta, Fibe (EarlySalary) and Asirvad Micro Finance. The schedule is set by the issuer at the time of issue and cannot be changed by the platform you buy on.

Which months do annual-payout bonds pay in?

The listings above pay most often in September (7), August (6), April (5) and May (5), counted across the 38 bonds on this page that publish a payment schedule. Each bond keeps its own dates, so browse a month page to see who pays when.

Does payout frequency change what a bond earns?

The yield to maturity shown on each card already accounts for the schedule. What changes is what you do with the cash: a annual-payout bond hands it back once a year, and your realised return then depends on the rate you can reinvest it at. Frequent payouts suit income; cumulative bonds suit compounding.