Best bonds
Best Investment-Grade Bonds in India
30 investment-grade bonds - rated BBB- or higher by SEBI-registered agencies - currently listed across Indian platforms, yielding 12.2% to 15% (average 13.3%). Investment grade signals lower default risk than sub-investment-grade debt while still paying more than a bank FD. Sorted by yield to maturity, with coupon, rating, tenure and minimum investment side by side.
30Bonds listed
15%Highest YTM
13.3%Average YTM
Monedo Financial Services Jul ’27
15%YTM
COUPON
13.7%
TENURE
12 mo
MIN. INVEST
₹1.0L
ISIN
INE0I5X07034
MATURITY
Jul 2027
RETURN
₹14,689
Best Capital Mar ’29
14.5%YTM
COUPON
12.5%
TENURE
2.7 yr
MIN. INVEST
₹9K
ISIN
INE04UP07170
MATURITY
Mar 2029
RETURN
₹3,946
UNIFINZ CAPITAL INDIA LIMITED
14.25%YTM
COUPON
13%
TENURE
1.8 yr
MIN. INVEST
₹10K
ISIN
INE926R07035
MATURITY
May 2028
RETURN
₹2,723
BEST CAPITAL SERVICES LIMITED
14.25%YTM
COUPON
12.75%
TENURE
2.9 yr
MIN. INVEST
₹10K
ISIN
INE04UP07196
MATURITY
Jun 2029
RETURN
₹4,708
Keertana Finserv May ’28
14.05%YTM
COUPON
12%
TENURE
1.8 yr
MIN. INVEST
₹10K
ISIN
INE0NES07303
MATURITY
May 2028
RETURN
₹2,601
MONEDO FINANCIAL SERVICES PRIVATE LIMITED
14%YTM
COUPON
14.4%
TENURE
1.2 yr
MIN. INVEST
₹10K
ISIN
INE0I5X07042
MATURITY
Oct 2027
RETURN
₹1,691
Vedika Credit Capital Dec ’31
13.8%YTM
COUPON
12.5%
TENURE
5.4 yr
MIN. INVEST
₹98K
ISIN
INE04HY08011
MATURITY
Dec 2031
RETURN
₹97,721
Prachay Capital Mar ’30
13.8%YTM
COUPON
13%
TENURE
3.6 yr
MIN. INVEST
₹10K
ISIN
INE0IID07553
MATURITY
Mar 2030
RETURN
₹6,022
Cyqure India Private Limited
13.75%YTM
COUPON
13.75%
TENURE
1.5 yr
MIN. INVEST
₹1.3L
ISIN
INE0Z4807015
MATURITY
Feb 2028
RETURN
₹28,330
Dar Credit & Capital Ltd.
13.65%YTM
COUPON
12.75%
TENURE
2.3 yr
MIN. INVEST
₹10K
ISIN
INE04Q907199
MATURITY
Nov 2028
RETURN
₹3,497
Keertana Finserv Private Limited
13.55%YTM
COUPON
13.55%
TENURE
1.2 yr
MIN. INVEST
₹10K
ISIN
INE0NES07329
MATURITY
Sept 2027
RETURN
₹1,574
Moneyboxx Finance Ltd.
13.5%YTM
COUPON
12.5%
TENURE
1.6 yr
MIN. INVEST
₹59K
ISIN
INE296Q07076
MATURITY
Mar 2028
RETURN
₹13,595
BEST CAPITAL SERVICES LIMITED
13.5%YTM
COUPON
12.5%
TENURE
1.2 yr
MIN. INVEST
₹10K
ISIN
INE04UP07188
MATURITY
Sept 2027
RETURN
₹1,606
BEST CAPITAL SERVICES LIMITED
13.5%YTM
COUPON
12.5%
TENURE
2.2 yr
MIN. INVEST
₹10K
ISIN
INE04UP07204
MATURITY
Sept 2028
RETURN
₹3,173
NEOGROWTH CREDIT
13.4%YTM
COUPON
12.15%
TENURE
1.4 yr
MIN. INVEST
₹1.0L
ISIN
INE814O07618
MATURITY
Dec 2027
RETURN
₹19,390
UNIFINZ CAPITAL INDIA LIMITED
13.25%YTM
COUPON
13%
TENURE
10 mo
MIN. INVEST
₹10K
ISIN
INE926R07019
MATURITY
May 2027
RETURN
₹1,090
AKARA CAPITAL
13.25%YTM
COUPON
12.8%
TENURE
1.8 yr
MIN. INVEST
₹30K
ISIN
INE08XP07480
MATURITY
May 2028
RETURN
₹7,455
Lucina Land Jan ’29
13.2%YTM
COUPON
13%
TENURE
2.5 yr
MIN. INVEST
₹1.0L
ISIN
INE0JZO07040
MATURITY
Jan 2029
RETURN
₹36,874
Dvara Kshetriya Jan ’29
13.2%YTM
COUPON
11%
TENURE
2.5 yr
MIN. INVEST
₹10K
ISIN
INE179P07621
MATURITY
Jan 2029
RETURN
₹3,562
Indel Money Jun ’32
13.15%YTM
COUPON
12.25%
TENURE
5.9 yr
MIN. INVEST
₹99K
ISIN
INE0BUS08047
MATURITY
Jun 2032
RETURN
₹1,05,336
Satin Creditcare Jul ’31
13%YTM
COUPON
12%
TENURE
5.0 yr
MIN. INVEST
₹99K
ISIN
INE836B08319
MATURITY
Jul 2031
RETURN
₹83,241
Satin Creditcare Sep ’31
12.75%YTM
COUPON
12%
TENURE
5.2 yr
MIN. INVEST
₹100K
ISIN
INE836B08327
MATURITY
Sept 2031
RETURN
₹85,799
SPANDANA SPHOORTY
12.7%YTM
COUPON
11.25%
TENURE
1.8 yr
MIN. INVEST
₹30K
ISIN
INE572J07810
MATURITY
Apr 2028
RETURN
₹6,958
Tapir Constructions Mar ’30
12.65%YTM
COUPON
12.5%
TENURE
3.6 yr
MIN. INVEST
₹1.0L
ISIN
INE00DJ07052
MATURITY
Mar 2030
RETURN
₹54,804
AKME FINTRADE (INDIA) LIMITED
12.65%YTM
COUPON
12.65%
TENURE
2.0 yr
MIN. INVEST
₹10K
ISIN
INE916Y07099
MATURITY
Jul 2028
RETURN
₹2,630
Viviana Power Tech May ’28
12.62%YTM
COUPON
12%
TENURE
1.8 yr
MIN. INVEST
₹10K
ISIN
INE0MEG07029
MATURITY
May 2028
RETURN
₹2,423
Slice Dec ’31
12.6%YTM
COUPON
12%
TENURE
5.4 yr
MIN. INVEST
₹1.0L
ISIN
INE09B308044
MATURITY
Dec 2031
RETURN
₹90,220
Kanakdurga
12.25%YTM
COUPON
11.6%
TENURE
1.6 yr
MIN. INVEST
₹10K
ISIN
INE104W07252
MATURITY
Feb 2028
RETURN
₹2,009
Moneyboxx Apr ’28
12.2%YTM
COUPON
10.2%
TENURE
1.7 yr
MIN. INVEST
₹10K
ISIN
INE296Q07167
MATURITY
Apr 2028
RETURN
₹2,115
Moneyboxx Nov ’27
12.2%YTM
COUPON
10.2%
TENURE
1.3 yr
MIN. INVEST
₹10K
ISIN
INE296Q07159
MATURITY
Nov 2027
RETURN
₹1,648
Frequently asked questions
Build your bond ladder in minutes.
Set an amount, pick a horizon - the planner spreads it across maturing bonds.
Plan your bond ladderWhat is an investment-grade bond?
Investment grade means a credit rating of BBB- or above (up to AAA and SOV) from an agency like CRISIL, ICRA or CARE - the band judged least likely to default. Below BBB- is called high-yield or speculative grade.
What yield do investment-grade bonds offer?
As of Jul 2026, the 30 investment-grade bonds on RightBonds yield 12.2% to 15%, averaging 13.3% - versus roughly 6-7% on a comparable bank fixed deposit.