RightBonds Fixed Income, Simplified
Best bonds

Best Bonds Under ₹10,000

30 bonds you can start investing in for ₹10,000 or less, yielding 10.85% to 14.5% (average 12%). A low minimum investment makes these an accessible entry point into bonds without locking up a large sum. Sorted by yield to maturity, with coupon, credit rating, tenure and the exact minimum shown for each.

30Bonds listed
14.5%Highest YTM
12.0%Average YTM
Regency Fincorp Nov ’27
BBB
14.5%YTM
COUPON
13.5%
TENURE
1.2 yr
MIN. INVEST
₹10K
BondScanner Buy
Orange Retail Finance Aug ’28
BBB-
14.5%YTM
COUPON
11.5%
TENURE
2.0 yr
MIN. INVEST
₹10K
BondScanner Buy
Unifinz Capital India Nov ’27
BBB-
14.25%YTM
COUPON
11.75%
TENURE
1.2 yr
MIN. INVEST
₹10K
BondScanner Buy
DevX
BBB
14%YTM
COUPON
11.75%
TENURE
2.9 yr
MIN. INVEST
₹10K
GripInvest Buy
Prachay Capital Mar ’30
BBB-
13.8%YTM
COUPON
13%
TENURE
3.5 yr
MIN. INVEST
₹10K
BondScanner Buy
ICL Fincorp Limited Aug ’29
BBB-
13.75%YTM
COUPON
12%
TENURE
2.9 yr
MIN. INVEST
₹10K
BondScanner Buy
UNIFINZ CAPITAL INDIA LIMITED
BBB-
13.75%YTM
COUPON
12%
TENURE
1.4 yr
MIN. INVEST
₹10K
GripInvest Buy
Dvara Kshetriya Jan ’29
BBB+
13.5%YTM
COUPON
11%
TENURE
2.4 yr
MIN. INVEST
₹10K
BondScanner Buy
Moneyboxx Apr ’28
BBB
12.2%YTM
COUPON
10.2%
TENURE
1.6 yr
MIN. INVEST
₹10K
BondScanner Buy
Wint Capital (Ambium Finserve)
BBB-
11.75%YTM
COUPON
11.16%
TENURE
11 mo
MIN. INVEST
₹10K
WintWealth Buy
Rupeek Capital
BBB+
11.75%YTM
COUPON
11%
TENURE
1.5 yr
MIN. INVEST
₹10K
WintWealth Buy
Rupeek Capital
BBB+
11.75%YTM
COUPON
11%
TENURE
1.4 yr
MIN. INVEST
₹10K
WintWealth Buy
Varthana Finance
BBB
11.75%YTM
COUPON
11.5%
TENURE
5 mo
MIN. INVEST
₹3K
WintWealth Buy
MAHAVEER
BBB+
11.73%YTM
COUPON
11.2%
TENURE
3.2 yr
MIN. INVEST
₹9K
GoldenPi Buy
Unigold Finance
BBB-
11.5%YTM
COUPON
11.25%
TENURE
6 mo
MIN. INVEST
₹3K
WintWealth Buy
MoneyBoxx
BBB
11.5%YTM
COUPON
12%
TENURE
2 mo
MIN. INVEST
₹5K
WintWealth Buy
MoneyBoxx
BBB
11.5%YTM
COUPON
11.75%
TENURE
9 mo
MIN. INVEST
₹5K
WintWealth Buy
Best Finance
BBB+
11.25%YTM
COUPON
10.5%
TENURE
6 mo
MIN. INVEST
₹10K
WintWealth Buy
Prisma Global Limited Aug ’28
A
11%YTM
COUPON
10%
TENURE
1.9 yr
MIN. INVEST
₹10K
BondScanner Buy
Indel Money Limited
A-
11%YTM
COUPON
11%
TENURE
1.5 yr
MIN. INVEST
₹10K
Jiraaf Buy
UGRO Capital Limited
A+
11%YTM
COUPON
11%
TENURE
1.2 yr
MIN. INVEST
₹10K
Jiraaf Buy
U GRO Capital
A+
11%YTM
COUPON
9.5%
TENURE
6 mo
MIN. INVEST
₹10K
WintWealth Buy
Muthoot MCred
A
11%YTM
COUPON
9%
TENURE
6 mo
MIN. INVEST
₹996
WintWealth Buy
Muthoot Capital
AA-
11%YTM
COUPON
10%
TENURE
2 mo
MIN. INVEST
₹10K
WintWealth Buy
AlphaGrep
A+
11%YTM
COUPON
10.5%
TENURE
1.0 yr
MIN. INVEST
₹10K
WintWealth Buy
Navi Finserv
A
11%YTM
COUPON
10%
TENURE
2 mo
MIN. INVEST
₹10K
WintWealth Buy
Manba Finance
BBB+
11%YTM
COUPON
11.35%
TENURE
2 mo
MIN. INVEST
₹10K
WintWealth Buy
Credit Wise
BBB
11%YTM
COUPON
11.15%
TENURE
1.6 yr
MIN. INVEST
₹10K
WintWealth Buy
Berar Finance
BBB
11%YTM
COUPON
11.5%
TENURE
5 mo
MIN. INVEST
₹5K
WintWealth Buy
Navi Finserv Limited
A
10.85%YTM
COUPON
10.85%
TENURE
1.6 yr
MIN. INVEST
₹10K
Jiraaf Buy

Frequently asked questions

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Can I buy bonds in India for under ₹10,000?

Yes. RightBonds lists 30 bonds with a minimum investment of ₹10,000 or less as of Sept 2026, yielding 10.85% to 14.5%. You buy them through a demat account on the listing platform.

Do low-minimum bonds yield less?

Not necessarily - the minimum investment is set by the issuer/platform and is independent of yield. Several bonds on this list yield well above a bank FD while needing only a small ticket size.