Best bonds
Best Bonds Under ₹10,000
30 bonds you can start investing in for ₹10,000 or less, yielding 10.65% to 14.5% (average 12.2%). A low minimum investment makes these an accessible entry point into bonds without locking up a large sum. Sorted by yield to maturity, with coupon, credit rating, tenure and the exact minimum shown for each.
30Bonds listed
14.5%Highest YTM
12.2%Average YTM
Best Capital Mar ’29
14.5%YTM
COUPON
12.5%
TENURE
2.7 yr
MIN. INVEST
₹9K
ISIN
INE04UP07170
MATURITY
Mar 2029
RETURN
₹3,946
UNIFINZ CAPITAL INDIA LIMITED
14.25%YTM
COUPON
13%
TENURE
1.8 yr
MIN. INVEST
₹10K
ISIN
INE926R07035
MATURITY
May 2028
RETURN
₹2,723
BEST CAPITAL SERVICES LIMITED
14.25%YTM
COUPON
12.75%
TENURE
2.9 yr
MIN. INVEST
₹10K
ISIN
INE04UP07196
MATURITY
Jun 2029
RETURN
₹4,708
Keertana Finserv May ’28
14.05%YTM
COUPON
12%
TENURE
1.8 yr
MIN. INVEST
₹10K
ISIN
INE0NES07303
MATURITY
May 2028
RETURN
₹2,601
Prachay Capital Mar ’30
13.8%YTM
COUPON
13%
TENURE
3.6 yr
MIN. INVEST
₹10K
ISIN
INE0IID07553
MATURITY
Mar 2030
RETURN
₹6,022
Dar Credit & Capital Ltd.
13.65%YTM
COUPON
12.75%
TENURE
2.3 yr
MIN. INVEST
₹10K
ISIN
INE04Q907199
MATURITY
Nov 2028
RETURN
₹3,497
Keertana Finserv Private Limited
13.55%YTM
COUPON
13.55%
TENURE
1.2 yr
MIN. INVEST
₹10K
ISIN
INE0NES07329
MATURITY
Sept 2027
RETURN
₹1,574
BEST CAPITAL SERVICES LIMITED
13.5%YTM
COUPON
12.5%
TENURE
1.2 yr
MIN. INVEST
₹10K
ISIN
INE04UP07188
MATURITY
Sept 2027
RETURN
₹1,606
BEST CAPITAL SERVICES LIMITED
13.5%YTM
COUPON
12.5%
TENURE
2.2 yr
MIN. INVEST
₹10K
ISIN
INE04UP07204
MATURITY
Sept 2028
RETURN
₹3,173
Dvara Kshetriya Jan ’29
13.2%YTM
COUPON
11%
TENURE
2.5 yr
MIN. INVEST
₹10K
ISIN
INE179P07621
MATURITY
Jan 2029
RETURN
₹3,562
AKME FINTRADE (INDIA) LIMITED
12.65%YTM
COUPON
12.65%
TENURE
2.0 yr
MIN. INVEST
₹10K
ISIN
INE916Y07099
MATURITY
Jul 2028
RETURN
₹2,630
Moneyboxx Apr ’28
12.2%YTM
COUPON
10.2%
TENURE
1.7 yr
MIN. INVEST
₹10K
ISIN
INE296Q07167
MATURITY
Apr 2028
RETURN
₹2,115
Moneyboxx Nov ’27
12.2%YTM
COUPON
10.2%
TENURE
1.3 yr
MIN. INVEST
₹10K
ISIN
INE296Q07159
MATURITY
Nov 2027
RETURN
₹1,648
Moneyboxx Oct ’27
12.1%YTM
COUPON
10.25%
TENURE
1.2 yr
MIN. INVEST
₹10K
ISIN
INE296Q07142
MATURITY
Oct 2027
RETURN
₹1,490
SATIN FINSERV
12%YTM
COUPON
10.25%
TENURE
1.7 yr
MIN. INVEST
₹10K
ISIN
INE03K307132
MATURITY
Mar 2028
RETURN
₹2,027
Satin Finserv Limited
11.85%YTM
COUPON
10.6%
TENURE
1.9 yr
MIN. INVEST
₹10K
ISIN
INE03K307165
MATURITY
Jun 2028
RETURN
₹2,312
Finnable Credit Aug ’28
11.7%YTM
COUPON
11%
TENURE
2.1 yr
MIN. INVEST
₹10K
ISIN
INE14H407116
MATURITY
Aug 2028
RETURN
₹2,590
Indel Money Mar ’28
11.5%YTM
COUPON
9.75%
TENURE
1.7 yr
MIN. INVEST
₹10K
ISIN
INE0BUS07CN4
MATURITY
Mar 2028
RETURN
₹1,972
Unigold Finance
11.5%YTM
COUPON
11%
TENURE
1.0 yr
MIN. INVEST
₹10K
ISIN
INE0O7U07020
MATURITY
Aug 2027
RETURN
₹1,185
Indel Money Apr ’28
11.4%YTM
COUPON
10%
TENURE
1.7 yr
MIN. INVEST
₹10K
ISIN
INE0BUS07CK0
MATURITY
Apr 2028
RETURN
₹2,027
Muthoottu Mini
11.25%YTM
COUPON
9.3%
TENURE
1.9 yr
MIN. INVEST
₹10K
ISIN
INE101Q07BX1
MATURITY
Jun 2028
RETURN
₹2,180
B.N. Agritech Nov ’28
11.2%YTM
COUPON
9.75%
TENURE
2.3 yr
MIN. INVEST
₹10K
ISIN
INE00XL07015
MATURITY
Nov 2028
RETURN
₹2,814
Ugro
11.1%YTM
COUPON
9.75%
TENURE
1.3 yr
MIN. INVEST
₹10K
ISIN
INE583D07661
MATURITY
Nov 2027
RETURN
₹1,499
MUTHOOT MCRED
11.05%YTM
COUPON
9.65%
TENURE
2.1 yr
MIN. INVEST
₹10K
ISIN
INE101Q07BZ6
MATURITY
Aug 2028
RETURN
₹2,395
Navi Finserv
11%YTM
COUPON
10.3%
TENURE
1.9 yr
MIN. INVEST
₹10K
ISIN
INE342T07684
MATURITY
May 2028
RETURN
₹2,128
Laxmi
11%YTM
COUPON
10.5%
TENURE
2.6 yr
MIN. INVEST
₹9K
ISIN
INE06WU07072
MATURITY
Feb 2029
RETURN
₹2,843
KOSAMATTAM FINANCE LIMITED
10.9%YTM
COUPON
9.25%
TENURE
2.8 yr
MIN. INVEST
₹971
ISIN
INE403Q07HB4
MATURITY
May 2029
RETURN
₹331
Navi Finserv Limited
10.75%YTM
COUPON
10.75%
TENURE
1.2 yr
MIN. INVEST
₹10K
ISIN
INE342T07635
MATURITY
Sept 2027
RETURN
₹1,254
Share India Securities
10.75%YTM
COUPON
10.5%
TENURE
1.2 yr
MIN. INVEST
₹10K
ISIN
INE932X07049
MATURITY
Oct 2027
RETURN
₹1,309
IIFL SAMASTA FINANCE LIMITED
10.65%YTM
COUPON
9.25%
TENURE
2.4 yr
MIN. INVEST
₹10K
ISIN
INE413U07442
MATURITY
Dec 2028
RETURN
₹2,720
Frequently asked questions
Build your bond ladder in minutes.
Set an amount, pick a horizon - the planner spreads it across maturing bonds.
Plan your bond ladderCan I buy bonds in India for under ₹10,000?
Yes. RightBonds lists 30 bonds with a minimum investment of ₹10,000 or less as of Jul 2026, yielding 10.65% to 14.5%. You buy them through a demat account on the listing platform.
Do low-minimum bonds yield less?
Not necessarily - the minimum investment is set by the issuer/platform and is independent of yield. Several bonds on this list yield well above a bank FD while needing only a small ticket size.