MoneyBoxx
MoneyBoxx is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 11.75%.
Data as of 20 Oct 2026
How this yield compares
About this bond
MoneyBoxx is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 11.75%. It pays a coupon of 12% and matures on 11 Nov 2026, a remaining tenure of about 1 mo. It is rated BBB, a moderate credit-safety grade. WintWealth lists this bond with a minimum investment of ₹5K.
Its 11.75% yield is well above the market average, placing it 63rd of the 319 Corporate bonds on RightBonds - firmly in the top tier. That is 1.25 percentage points above the Corporate median of 10.50% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (3.30%), it pays roughly 8.45 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 1 mo horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its moderate safety (BBB) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at Moneyboxx (INE296Q07167) at 12.2%, Moneyboxx (INE296Q07175) at 12.15% and MoneyBoxx (INE296Q07134) at 11.5%.
About MoneyBoxx
Moneyboxx Finance Limited is a non-deposit-taking, base layer NBFC founded by Deepak Aggarwal and Mayur Modi, which began commercial lending in February 2019. It is headquartered in Mumbai and makes small-ticket secured and unsecured business loans to micro and small enterprises in tier 2 and tier 3 towns, through a branch-based, digitally supported origination model.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 11.75% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 1 mo.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 11.75% | ₹1,00,669 |
| 5% slab | 11.16% | ₹1,00,637 |
| 20% slab | 9.40% | ₹1,00,540 |
| 30% slab | 8.22% | ₹1,00,475 |
At a 12% coupon, ₹1,00,000 of face value pays about ₹12,000 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,200 a year is withheld as TDS - adjustable against your final liability, not an extra tax.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 0.1 years, one in this bond and one in a tenure-matched SBI fixed deposit at 3.30%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the BBB credit risk is the reason for the gap.
When you get paid
Interest lands every month, with about 2 payments still to come before 11 Nov 2026, each at the 12% coupon rate.
Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on WintWealth before investing.
