RightBonds Fixed Income, Simplified

Regency Fincorp Jul ’27

INE964R07101 Corporate BBB Matures Jul 2027
Yield to Maturity (YTM)
14.5%
Annualised return if held to maturity · 27 Jul 2027
+8.3% vs bank FD
Coupon Rate
14%
Paid periodically
Maturity
27 Jul 2027
Principal returned
Tenure
12 mo
Remaining
Min. Invest
₹10K
Min. ticket
Return
₹1,451
Est. pre-tax

How this yield compares

This bondRegency Fincorp Jul ’27
14.5%
Category avgCorporate
10.6%
Fixed Deposit12 mo tenure
6.15%

At 14.5% YTM, this bond yields about 8.3 percentage points more than a tenure-matched fixed deposit (6.15%) and sits above the Corporate average - reflecting the credit profile of a BBB issuer.

About this bond

Regency Fincorp Jul ’27 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 14.5%. It pays a coupon of 14% and matures on 27 Jul 2027, a remaining tenure of about 12 mo. It is rated BBB, a moderate credit-safety grade. BondScanner lists this bond with a minimum investment of ₹10K.

Its 14.5% yield is among the highest we track, placing it 1st of the 185 Corporate bonds on RightBonds - firmly in the top tier. That is 3.90 percentage points above the Corporate median of 10.60% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.15%), it pays roughly 8.35 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 12 mo horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its moderate safety (BBB) rating, that is a higher-yield, higher-risk profile. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Best Capital (INE04UP07170) at 14.5%, BEST CAPITAL SERVICES (INE04UP07196) at 14.25% and NEOGROWTH CREDIT (INE814O07618) at 13.4%.

Bond details

IssuerRegency Fincorp Jul ’27
Credit RatingBBB
CategoryCorporate
Coupon Rate14%
Yield to Maturity14.5%
Maturity Date27 Jul 2027
Listed onBondScanner
Minimum Investment₹10K
Return₹1,451
ISININE964R07101