How to use RightBonds: screener, planner and portfolio
RightBonds is three tools on one dataset: a screener to find and compare bonds, a goal planner to turn an amount and a horizon into a bond basket, and a portfolio tracker that reads your depository statement privately on-device. Here is how each works.
The screener: find and compare bonds
The screener lists all 192 tracked bonds - one row per ISIN, best available yield shown, refreshed daily. Ways in:
- Smart search - type a goal in plain words ("₹50k safe under 2 years", "12%+ yield") and the filters set themselves. Quick chips (12%+ yield, High rated, Below ₹10k, Under 1yr) do the same in one tap.
- Column filters and sort - filter by platform, rating, YTM, minimum investment and tenure; sort by any column. Compare YTM, not coupon - YTM is your actual annualised return at today's price.
- Compare tray - tick up to 4 bonds and hit Compare for a side-by-side of yield, rating, maturity, minimum and platform, with the winner highlighted per row.
- Wishlist - star bonds to shortlist them; the Wishlist chip filters the table to your saved set.
- Bond pages - every row links to a detail page with the bond's full profile and a deep link to buy on its platform.
The goal planner: from goal to basket
The planner starts from your goal, not a product list. Pick a mode:
- I want to invest - a lump sum and a horizon; it splits the budget across matching bonds.
- I know my goal - a target amount and date; it works backwards to today's investment.
- Monthly income - the income you want; it assembles coupon-paying bonds to generate it.
The matching-bonds table lets you drop bonds or nudge quantities - the projection updates live, and the chart compares your basket against a same-tenure bank FD. It is an illustration built from public listings, not advice; you buy each bond yourself on its platform.
The portfolio tracker: private, on-device
Drop a CDSL or NSDL holdings statement on the portfolio page and see your bonds in about 12 seconds: market value, projected annual interest, average YTM, monthly-income estimate and an estimated tax on interest at your slab. Charts break down maturity schedule, projected interest, coupon distribution and issuer concentration.
Parsing happens entirely in your browser - holdings are saved only to your device's localStorage, never uploaded. Clear All wipes everything instantly. (Need the statement? The FAQ shows the exact CDSL/NSDL download paths.)
Frequently asked questions
Put it to work
Give the planner an amount and a horizon - it builds the bond ladder.
Try the goal plannerIs RightBonds free to use?
Yes. The screener, goal planner and portfolio tracker are free with no signup. RightBonds may earn a referral commission if you register on a partner platform through a link on the site - it never changes the price you pay.
Does RightBonds sell bonds?
No. RightBonds is a comparison aggregator. Every listing links to the platform where the bond is sold; you buy there and the bond settles into a demat in your name. Your money never moves through RightBonds.
How fresh is the data?
Listings are scraped daily at about 5 AM IST from the tracked platforms, deduplicated to one entry per ISIN with the best available yield shown.
Is my portfolio data private?
Yes. Holdings statements are parsed entirely in your browser and saved only to your device's localStorage - nothing is uploaded to RightBonds or any third party. Clear All removes everything instantly.