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Best bonds

Best Monthly Income Bonds in India

30 bonds that pay interest every month, yielding 13% to 16% (average 13.9%). Monthly-payout bonds suit anyone who wants a regular income stream - retirees, or investors covering recurring expenses - rather than a single lump sum at maturity. Sorted by yield to maturity, with coupon, credit rating, tenure and minimum investment shown together.

See all 181 bonds that pay monthly →

30Bonds listed
16%Highest YTM
13.9%Average YTM
Monedo Financial Services Private Limited
BBB-
16%YTM
COUPON
13.7%
TENURE
9 mo
MIN. INVEST
₹100K
EquiRize Buy
Monedo Financial Services Private Limited
BBB-
15.5%YTM
COUPON
13.7%
TENURE
11 mo
MIN. INVEST
₹100K
EquiRize Buy
Hella Infra Market Retail Private Limited
A-
15.1%YTM
COUPON
11%
TENURE
2.4 yr
MIN. INVEST
₹94K
EquiRize Buy
Orange Retail Finance Mar ’29
BBB-
14.75%YTM
COUPON
12%
TENURE
2.4 yr
MIN. INVEST
₹10K
BondScanner Buy
Regency Fincorp Apr ’28
BBB
14.5%YTM
COUPON
12%
TENURE
1.5 yr
MIN. INVEST
₹10K
BondScanner Buy
Orange Retail Finance Aug ’28
BBB-
14.5%YTM
COUPON
11.5%
TENURE
1.8 yr
MIN. INVEST
₹10K
BondScanner Buy
Akara Capital Advisors Pvt. Ltd.
BBB+
14.3%YTM
COUPON
12%
TENURE
2.0 yr
MIN. INVEST
₹10K
EquiRize Buy
Hella Infra Market Limited Apr ’29
A-
14%YTM
COUPON
11%
TENURE
2.5 yr
MIN. INVEST
₹10K
BondScanner Buy
Unifinz Capital India Apr ’28
BBB-
14%YTM
COUPON
13%
TENURE
1.5 yr
MIN. INVEST
₹10K
BondScanner Buy
Monedo Financial Services Nov ’27
BBB-
14%YTM
COUPON
13.7%
TENURE
1.1 yr
MIN. INVEST
₹1.0L
BondScanner Buy
Best Capital Services Limited
BBB
14%YTM
COUPON
12.75%
TENURE
2.7 yr
MIN. INVEST
₹99K
EquiRize Buy
Akara Capital Advisors
BBB+
14%YTM
COUPON
12.5%
TENURE
1.7 yr
MIN. INVEST
₹9K
Groww Buy
Prachay Capital Mar ’31
BBB-
13.85%YTM
COUPON
13%
TENURE
4.4 yr
MIN. INVEST
₹996
BondScanner Buy
Dvara Kshetriya May ’29
BBB
13.85%YTM
COUPON
14.3%
TENURE
2.6 yr
MIN. INVEST
₹1.0L
BondScanner Buy
DAR CREDIT & CAPITAL LTD
BBB-
13.6%YTM
COUPON
13.6%
TENURE
1.8 yr
MIN. INVEST
₹1.0L
Jiraaf Buy
Unifinz
BBB-
13.6%YTM
COUPON
11%
TENURE
1.2 yr
MIN. INVEST
₹29K
GoldenPi Buy
Prachay Capital Jun ’31
BBB
13.55%YTM
COUPON
12.75%
TENURE
4.7 yr
MIN. INVEST
₹997
BondScanner Buy
Dvara Kshetriya Jan ’29
BBB+
13.5%YTM
COUPON
11%
TENURE
2.3 yr
MIN. INVEST
₹10K
BondScanner Buy
Best Capital Sep ’29
BBB
13.5%YTM
COUPON
12.25%
TENURE
2.9 yr
MIN. INVEST
₹10K
BondScanner Buy
Akara Capital Sep ’29
BBB+
13.5%YTM
COUPON
12.05%
TENURE
2.9 yr
MIN. INVEST
₹10K
BondScanner Buy
ICL Fincorp Limited Aug ’29
BBB-
13.5%YTM
COUPON
12%
TENURE
2.8 yr
MIN. INVEST
₹10K
BondScanner Buy
ZANSKAR SECURITIES PRIVATE LIMITED
BBB
13.5%YTM
COUPON
13.5%
TENURE
1.0 yr
MIN. INVEST
₹1.0L
Jiraaf Buy
Dar Credit & Capital Ltd.
BBB-
13.5%YTM
COUPON
13%
TENURE
1.9 yr
MIN. INVEST
₹100K
GripInvest Buy
BEST CAPITAL SERVICES LIMITED
BBB
13.4%YTM
COUPON
13.4%
TENURE
1.1 yr
MIN. INVEST
₹10K
Jiraaf Buy
Lucina Land Jan ’29
A-
13.35%YTM
COUPON
12.95%
TENURE
2.3 yr
MIN. INVEST
₹1.0L
BondScanner Buy
Prachay Capital Dec ’28
BBB-
13.3%YTM
COUPON
12.5%
TENURE
2.2 yr
MIN. INVEST
₹997
BondScanner Buy
AVANTI FINANCE PRIVATE LIMITED
BBB
13.25%YTM
COUPON
11.15%
TENURE
1.3 yr
MIN. INVEST
₹99K
GripInvest Buy
DevX
BBB
13.15%YTM
COUPON
11.75%
TENURE
2.8 yr
MIN. INVEST
₹10K
GripInvest Buy
Tapir Constructions Limited
A-
13.03%YTM
COUPON
12.5%
TENURE
3.4 yr
MIN. INVEST
₹1.0L
EquiRize Buy
Shri Ram Finance Corporation Oct ’31
A
13%YTM
COUPON
12.35%
TENURE
5.0 yr
MIN. INVEST
₹1.0L
BondScanner Buy

Frequently asked questions

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Which bonds pay monthly interest in India?

RightBonds lists 30 monthly-payout bonds as of Oct 2026, yielding 13% to 16%. The payout frequency is set by the issuer and shown on each bond's page.

Are monthly income bonds better than an FD monthly-income scheme?

They can pay more - these bonds yield 13% to 16% versus roughly 6-7% on a bank FD - but they carry the issuer's credit risk and are not DICGC-insured. Weigh the rating against the extra income.