Best bonds
Best Monthly Income Bonds in India
30 bonds that pay interest every month, yielding 12.1% to 15% (average 13.2%). Monthly-payout bonds suit anyone who wants a regular income stream - retirees, or investors covering recurring expenses - rather than a single lump sum at maturity. Sorted by yield to maturity, with coupon, credit rating, tenure and minimum investment shown together.
30Bonds listed
15%Highest YTM
13.2%Average YTM
Monedo Financial Services Jul ’27
15%YTM
COUPON
13.7%
TENURE
12 mo
MIN. INVEST
₹1.0L
ISIN
INE0I5X07034
MATURITY
Jul 2027
RETURN
₹14,689
Best Capital Mar ’29
14.5%YTM
COUPON
12.5%
TENURE
2.7 yr
MIN. INVEST
₹9K
ISIN
INE04UP07170
MATURITY
Mar 2029
RETURN
₹3,946
UNIFINZ CAPITAL INDIA LIMITED
14.25%YTM
COUPON
13%
TENURE
1.8 yr
MIN. INVEST
₹10K
ISIN
INE926R07035
MATURITY
May 2028
RETURN
₹2,723
BEST CAPITAL SERVICES LIMITED
14.25%YTM
COUPON
12.75%
TENURE
2.9 yr
MIN. INVEST
₹10K
ISIN
INE04UP07196
MATURITY
Jun 2029
RETURN
₹4,708
Keertana Finserv May ’28
14.05%YTM
COUPON
12%
TENURE
1.8 yr
MIN. INVEST
₹10K
ISIN
INE0NES07303
MATURITY
May 2028
RETURN
₹2,601
MONEDO FINANCIAL SERVICES PRIVATE LIMITED
14%YTM
COUPON
14.4%
TENURE
1.2 yr
MIN. INVEST
₹10K
ISIN
INE0I5X07042
MATURITY
Oct 2027
RETURN
₹1,691
Vedika Credit Capital Dec ’31
13.8%YTM
COUPON
12.5%
TENURE
5.4 yr
MIN. INVEST
₹98K
ISIN
INE04HY08011
MATURITY
Dec 2031
RETURN
₹97,721
Prachay Capital Mar ’30
13.8%YTM
COUPON
13%
TENURE
3.6 yr
MIN. INVEST
₹10K
ISIN
INE0IID07553
MATURITY
Mar 2030
RETURN
₹6,022
Dar Credit & Capital Ltd.
13.65%YTM
COUPON
12.75%
TENURE
2.3 yr
MIN. INVEST
₹10K
ISIN
INE04Q907199
MATURITY
Nov 2028
RETURN
₹3,497
Keertana Finserv Private Limited
13.55%YTM
COUPON
13.55%
TENURE
1.2 yr
MIN. INVEST
₹10K
ISIN
INE0NES07329
MATURITY
Sept 2027
RETURN
₹1,574
BEST CAPITAL SERVICES LIMITED
13.5%YTM
COUPON
12.5%
TENURE
1.2 yr
MIN. INVEST
₹10K
ISIN
INE04UP07188
MATURITY
Sept 2027
RETURN
₹1,606
BEST CAPITAL SERVICES LIMITED
13.5%YTM
COUPON
12.5%
TENURE
2.2 yr
MIN. INVEST
₹10K
ISIN
INE04UP07204
MATURITY
Sept 2028
RETURN
₹3,173
UNIFINZ CAPITAL INDIA LIMITED
13.25%YTM
COUPON
13%
TENURE
10 mo
MIN. INVEST
₹10K
ISIN
INE926R07019
MATURITY
May 2027
RETURN
₹1,090
AKARA CAPITAL
13.25%YTM
COUPON
12.8%
TENURE
1.8 yr
MIN. INVEST
₹30K
ISIN
INE08XP07480
MATURITY
May 2028
RETURN
₹7,455
Lucina Land Jan ’29
13.2%YTM
COUPON
13%
TENURE
2.5 yr
MIN. INVEST
₹1.0L
ISIN
INE0JZO07040
MATURITY
Jan 2029
RETURN
₹36,874
Dvara Kshetriya Jan ’29
13.2%YTM
COUPON
11%
TENURE
2.5 yr
MIN. INVEST
₹10K
ISIN
INE179P07621
MATURITY
Jan 2029
RETURN
₹3,562
Indel Money Jun ’32
13.15%YTM
COUPON
12.25%
TENURE
5.9 yr
MIN. INVEST
₹99K
ISIN
INE0BUS08047
MATURITY
Jun 2032
RETURN
₹1,05,336
Satin Creditcare Jul ’31
13%YTM
COUPON
12%
TENURE
5.0 yr
MIN. INVEST
₹99K
ISIN
INE836B08319
MATURITY
Jul 2031
RETURN
₹83,241
Satin Creditcare Sep ’31
12.75%YTM
COUPON
12%
TENURE
5.2 yr
MIN. INVEST
₹100K
ISIN
INE836B08327
MATURITY
Sept 2031
RETURN
₹85,799
SPANDANA SPHOORTY
12.7%YTM
COUPON
11.25%
TENURE
1.8 yr
MIN. INVEST
₹30K
ISIN
INE572J07810
MATURITY
Apr 2028
RETURN
₹6,958
Tapir Constructions Mar ’30
12.65%YTM
COUPON
12.5%
TENURE
3.6 yr
MIN. INVEST
₹1.0L
ISIN
INE00DJ07052
MATURITY
Mar 2030
RETURN
₹54,804
AKME FINTRADE (INDIA) LIMITED
12.65%YTM
COUPON
12.65%
TENURE
2.0 yr
MIN. INVEST
₹10K
ISIN
INE916Y07099
MATURITY
Jul 2028
RETURN
₹2,630
Viviana Power Tech May ’28
12.62%YTM
COUPON
12%
TENURE
1.8 yr
MIN. INVEST
₹10K
ISIN
INE0MEG07029
MATURITY
May 2028
RETURN
₹2,423
Slice Dec ’31
12.6%YTM
COUPON
12%
TENURE
5.4 yr
MIN. INVEST
₹1.0L
ISIN
INE09B308044
MATURITY
Dec 2031
RETURN
₹90,220
Kanakdurga
12.25%YTM
COUPON
11.6%
TENURE
1.6 yr
MIN. INVEST
₹10K
ISIN
INE104W07252
MATURITY
Feb 2028
RETURN
₹2,009
Moneyboxx Apr ’28
12.2%YTM
COUPON
10.2%
TENURE
1.7 yr
MIN. INVEST
₹10K
ISIN
INE296Q07167
MATURITY
Apr 2028
RETURN
₹2,115
Moneyboxx Nov ’27
12.2%YTM
COUPON
10.2%
TENURE
1.3 yr
MIN. INVEST
₹10K
ISIN
INE296Q07159
MATURITY
Nov 2027
RETURN
₹1,648
Satin Finserv Limited
12.2%YTM
COUPON
12.2%
TENURE
1.7 yr
MIN. INVEST
₹98K
ISIN
INE03K307140
MATURITY
Mar 2028
RETURN
₹20,791
Moneyboxx Oct ’27
12.1%YTM
COUPON
10.25%
TENURE
1.2 yr
MIN. INVEST
₹10K
ISIN
INE296Q07142
MATURITY
Oct 2027
RETURN
₹1,490
Midland
12.1%YTM
COUPON
10.75%
TENURE
1.3 yr
MIN. INVEST
₹99K
ISIN
INE884Q07814
MATURITY
Nov 2027
RETURN
₹16,415
Frequently asked questions
Build your bond ladder in minutes.
Set an amount, pick a horizon - the planner spreads it across maturing bonds.
Plan your bond ladderWhich bonds pay monthly interest in India?
RightBonds lists 30 monthly-payout bonds as of Jul 2026, yielding 12.1% to 15%. The payout frequency is set by the issuer and shown on each bond's page.
Are monthly income bonds better than an FD monthly-income scheme?
They can pay more - these bonds yield 12.1% to 15% versus roughly 6-7% on a bank FD - but they carry the issuer's credit risk and are not DICGC-insured. Weigh the rating against the extra income.