RightBonds Fixed Income, Simplified
Best bonds

Best Monthly Income Bonds in India

30 bonds that pay interest every month, yielding 12.25% to 14.5% (average 13.2%). Monthly-payout bonds suit anyone who wants a regular income stream - retirees, or investors covering recurring expenses - rather than a single lump sum at maturity. Sorted by yield to maturity, with coupon, credit rating, tenure and minimum investment shown together.

30Bonds listed
14.5%Highest YTM
13.2%Average YTM
Regency Fincorp Nov ’27
BBB
14.5%YTM
COUPON
13.5%
TENURE
1.2 yr
MIN. INVEST
₹10K
BondScanner Buy
Orange Retail Finance Aug ’28
BBB-
14.5%YTM
COUPON
11.5%
TENURE
2.0 yr
MIN. INVEST
₹10K
BondScanner Buy
Unifinz Capital India Nov ’27
BBB-
14.25%YTM
COUPON
11.75%
TENURE
1.2 yr
MIN. INVEST
₹10K
BondScanner Buy
Monedo Financial Services Sep ’27
BBB-
14.25%YTM
COUPON
13.7%
TENURE
1.1 yr
MIN. INVEST
₹100K
BondScanner Buy
DevX
BBB
14%YTM
COUPON
11.75%
TENURE
2.9 yr
MIN. INVEST
₹10K
GripInvest Buy
Dvara Kshetriya May ’29
BBB
13.85%YTM
COUPON
14.3%
TENURE
2.7 yr
MIN. INVEST
₹3.1L
BondScanner Buy
Prachay Capital Mar ’30
BBB-
13.8%YTM
COUPON
13%
TENURE
3.5 yr
MIN. INVEST
₹10K
BondScanner Buy
ICL Fincorp Limited Aug ’29
BBB-
13.75%YTM
COUPON
12%
TENURE
2.9 yr
MIN. INVEST
₹10K
BondScanner Buy
BEST CAPITAL SERVICES LIMITED
BBB
13.75%YTM
COUPON
12.75%
TENURE
2.8 yr
MIN. INVEST
₹10K
GripInvest Buy
UNIFINZ CAPITAL INDIA LIMITED
BBB-
13.75%YTM
COUPON
12%
TENURE
1.4 yr
MIN. INVEST
₹10K
GripInvest Buy
Akara
BBB+
13.75%YTM
COUPON
12.5%
TENURE
1.2 yr
MIN. INVEST
₹100K
GripInvest Buy
Dvara Kshetriya Jan ’29
BBB+
13.5%YTM
COUPON
11%
TENURE
2.4 yr
MIN. INVEST
₹10K
BondScanner Buy
DAR CREDIT & CAPITAL LTD
BBB-
13.5%YTM
COUPON
13.5%
TENURE
1.9 yr
MIN. INVEST
₹1.0L
Jiraaf Buy
MONEDO FINANCIAL SERVICES PRIVATE LIMITED
BBB-
13.5%YTM
COUPON
14.4%
TENURE
1.1 yr
MIN. INVEST
₹10K
GripInvest Buy
Dar Credit & Capital Ltd.
BBB-
13.25%YTM
COUPON
12.95%
TENURE
1.9 yr
MIN. INVEST
₹10K
GripInvest Buy
BEST CAPITAL SERVICES LIMITED
BBB
13%YTM
COUPON
12.5%
TENURE
2.1 yr
MIN. INVEST
₹10K
GripInvest Buy
Viviana Power Tech Mar ’28
BBB-
12.85%YTM
COUPON
12%
TENURE
1.5 yr
MIN. INVEST
₹100K
BondScanner Buy
UGRO Capital May ’31
A+
12.8%YTM
COUPON
11.65%
TENURE
4.6 yr
MIN. INVEST
₹3.0L
BondScanner Buy
AVANTI FINANCE PRIVATE LIMITED
BBB
12.75%YTM
COUPON
11.15%
TENURE
1.4 yr
MIN. INVEST
₹100K
GripInvest Buy
Mangal Credit and Fincorp Limited
BBB
12.75%YTM
COUPON
11.75%
TENURE
1.4 yr
MIN. INVEST
₹100K
GripInvest Buy
Tapir Constructions Mar ’30
A-
12.62%YTM
COUPON
12.5%
TENURE
3.5 yr
MIN. INVEST
₹2.0L
BondScanner Buy
Satin Creditcare Sep ’31
A
12.6%YTM
COUPON
12%
TENURE
5.1 yr
MIN. INVEST
₹100K
BondScanner Buy
BEST CAPITAL
BBB
12.55%YTM
COUPON
12%
TENURE
1.1 yr
MIN. INVEST
₹30K
GoldenPi Buy
Keertana Finserv Private Limited
BBB-
12.5%YTM
COUPON
12.5%
TENURE
8 mo
MIN. INVEST
₹100K
Jiraaf Buy
Akara
BBB
12.5%YTM
COUPON
12%
TENURE
1.2 yr
MIN. INVEST
₹10K
GripInvest Buy
BEST CAPITAL SERVICES LIMITED
BBB
12.5%YTM
COUPON
12%
TENURE
1.1 yr
MIN. INVEST
₹10K
GripInvest Buy
UGRO Capital Mar ’31
A+
12.45%YTM
COUPON
11.65%
TENURE
4.5 yr
MIN. INVEST
₹99K
BondScanner Buy
Indel Money Aug ’32
A-
12.4%YTM
COUPON
11.5%
TENURE
6.0 yr
MIN. INVEST
₹2.0L
BondScanner Buy
LUCINA
A-
12.35%YTM
COUPON
13%
TENURE
2.4 yr
MIN. INVEST
₹1.0L
GoldenPi Buy
Indel Money Aug ’31
A-
12.25%YTM
COUPON
11%
TENURE
4.9 yr
MIN. INVEST
₹2.9L
BondScanner Buy

Frequently asked questions

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Which bonds pay monthly interest in India?

RightBonds lists 30 monthly-payout bonds as of Sept 2026, yielding 12.25% to 14.5%. The payout frequency is set by the issuer and shown on each bond's page.

Are monthly income bonds better than an FD monthly-income scheme?

They can pay more - these bonds yield 12.25% to 14.5% versus roughly 6-7% on a bank FD - but they carry the issuer's credit risk and are not DICGC-insured. Weigh the rating against the extra income.