Free tool

Monthly Finance Review

Drop in a bank statement and get the month you actually had: income, expenses, savings rate, category and merchant breakdowns, recurring payments and every rupee of bond interest, separated out from ordinary bank interest.

Your statement never leaves this device. Parsing, categorising and charting all happen in your browser, and the data is stored in your own browser database.

Import a statement

One month or five years. Re-importing an overlapping statement is safe, duplicates are dropped.

Parsed on device

Drop your bank statement here

Or click anywhere in this box to pick a file.

PDF CSV XLSX XLS

Password protected PDF statements are fine, you will be asked for the password. Nothing is uploaded, the password is used once and then discarded.

What you get back

Income, expenses and savings rate

The six numbers that decide the month, for any week, month, quarter or year in your data.

Automatic categories

Around 250 Indian merchants are recognised out of the box. Correct one and it stays corrected.

Bond interest, split out

Coupons, maturities and bond purchases are separated from ordinary savings interest and transfers.

Recurring payments you forgot

Subscriptions and EMIs are detected from the pattern, not from a list you have to maintain.

Your money data, locked down

Nothing is uploaded. Ever.

Parsing runs entirely in this browser tab. No server sees a single transaction.
PDF, spreadsheet and chart libraries are self hosted on rightbonds.com.
Transactions are saved to IndexedDB on this device so the dashboard survives a refresh.
PDF passwords are used once and never stored.
Clear all wipes every account, import and transaction permanently.

Statements that work

Most Indian bank exports parse straight away: HDFC, ICICI, SBI, Axis, Kotak, IDFC First, Yes Bank, IndusInd and the major credit card statements. If the columns are unusual, you get a quick review screen instead of an error.

Your finance review

No account selected

Import history

Group by

Period

Income: ₹0
Expenses: ₹0
Savings: ₹0
Invested: ₹0
Bond income: ₹0
Net cash flow: ₹0

Cash flow

Money in, money out and the net of the two across the selected period.

Filter merchants

0 rows

Spending by merchant for the selected period
Merchant	Category	Txns	Total	Average	Share

Filter recurring payments

0 rows

Payments that repeat roughly every month
Merchant	Category	Typical amount	Every	Times seen	Last charged

No recurring payments detected yet. Import at least three months of statements and monthly charges will surface here.

Income breakdown

Expense breakdown

Investment breakdown

Your bond activity

Pulled out of the same statement: what you put into bonds, and what bonds paid you back.

Invested in bonds

₹0

Interest received

₹0

Maturity proceeds

₹0

Principal returned, not income

This period vs the last one

Transaction explorer

Click a merchant, category, subcategory or label cell to edit it. Corrections are remembered for future imports.

Search transactions

0 transactions

Bond buy Interest received Principal returned Needs a category

All transactions in the selected period
Select	Date	Description	Merchant	Category	Subcategory	Label	Amount	Type	Confidence	Why this category

What this tool has learned from you

Every correction becomes a rule. Rules are applied to new imports and to transactions already stored, except ones you edited by hand.

Categorisation rules learned from your corrections
Scope	Matches	Category	Subcategory	Remove

Nothing learned yet. Correct a category in the table above and the rule will show up here.

Stored on this device only

Your accounts, imports and transactions live in this browser's IndexedDB. Clearing them is permanent and cannot be undone, so export a CSV first if you want a copy.

Calculating storage used…