RightBonds Fixed Income, Simplified

This bond is no longer available. It has matured, sold out, or been delisted from the platforms we track, last seen on 3 Aug 2026. The details below are kept as a record of the issue. Compare bonds available now →

Moneyboxx Nov ’27

No longer listed INE296Q07159 Corporate BBB Matures Nov 2027

Moneyboxx Nov ’27 is a corporate bond issued by a company to raise debt from investors, was last listed at a yield to maturity (YTM) of 12.2%.

Data as of 3 Aug 2026

Yield to Maturity (YTM)
12.2%
Annualised return if held to maturity · 28 Nov 2027
+5.7% vs bank FD
Coupon Rate
10.2%
Paid periodically
Maturity
28 Nov 2027
Principal returned
Tenure
1.2 yr
Remaining
Min. Invest
₹10K
Min. ticket
Return
₹1,617
Est. pre-tax

How this yield compares

This bondMoneyboxx Nov ’27
12.2%
Category avgCorporate
10.3%
Fixed Deposit1.2 yr tenure
6.50%

At 12.2% YTM, this bond yields about 5.7 percentage points more than a tenure-matched fixed deposit (6.50%) and sits above the Corporate average - reflecting the credit profile of a BBB issuer.

About this bond

Moneyboxx Nov ’27 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 12.2%. It pays a coupon of 10.2% and matures on 28 Nov 2027, a remaining tenure of about 1.2 yr. It is rated BBB, a moderate credit-safety grade. BondScanner lists this bond with a minimum investment of ₹10K.

Its 12.2% yield is well above the market average, placing it 35th of the 265 Corporate bonds on RightBonds - firmly in the top tier. That is 1.70 percentage points above the Corporate median of 10.50% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 5.70 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 1.2 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its moderate safety (BBB) rating, that is a higher-yield, higher-risk profile. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Moneyboxx (INE296Q07167) at 12.2%, Moneyboxx (INE296Q07175) at 12.15% and MoneyBoxx (INE296Q07068) at 11.5%.

About Moneyboxx

Moneyboxx Finance Limited is a non-deposit-taking, base layer NBFC founded by Deepak Aggarwal and Mayur Modi, which began commercial lending in February 2019. It is headquartered in Mumbai and makes small-ticket secured and unsecured business loans to micro and small enterprises in tier 2 and tier 3 towns, through a branch-based, digitally supported origination model.

AUMRs 927 crore
Gross NPA6.6%
Capital adequacy29.25%
Net profitRs 1.3 crore

Figures as of FY25 (31 Mar 2025). Rated by CRISIL. Source: rating rationale. All Moneyboxx bonds.

Bond details

Credit RatingBBB
CategoryCorporate
Coupon Rate10.2%
Yield to Maturity12.2%
Maturity Date28 Nov 2027
Listed onBondScanner
Minimum Investment₹10K
Return₹1,617
ISININE296Q07159

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 12.2% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 1.2 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 12.20% ₹1,14,972
5% slab 11.59% ₹1,14,215
20% slab 9.76% ₹1,11,949
30% slab 8.54% ₹1,10,442

At a 10.2% coupon, ₹1,00,000 of face value pays about ₹10,200 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,020 a year is withheld as TDS - adjustable against your final liability, not an extra tax.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 1.2 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.50%.

This bond at 12.2%₹1,14,972
Fixed deposit at 6.50%₹1,08,128
Difference+₹6,844

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the BBB credit risk is the reason for the gap.

When you get paid

Interest lands every month, with about 15 payments still to come before 28 Nov 2027, each at the 10.2% coupon rate.

Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on BondScanner before investing.