Arka Fincap
Arka Fincap is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 8.5%.
Data as of 20 Oct 2026
How this yield compares
About this bond
Arka Fincap is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 8.5%. It pays a coupon of 9.65% and matures on 27 Dec 2026, a remaining tenure of about 2 mo. It is rated AA, a high credit-safety grade. WintWealth lists this bond with a minimum investment of ₹1K.
Its 8.5% yield is solid for its risk band, toward the lower end at 275th of 319 Corporate bonds. That trails the Corporate median of 10.50% by 2.00 points, so the trade-off is lower yield for whatever else this issuer offers. Against a tenure-matched SBI fixed deposit (5.15%), it pays roughly 3.35 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 2 mo horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its very high safety (AA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at Muthoot Fincorp (INE549K08590) at 10.5%, Muthoot Fincorp (INE549K08632) at 10.4% and Paisalo (INE420C07197) at 10.1%.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 8.5% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 2 mo.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 8.50% | ₹1,01,528 |
| 5% slab | 8.07% | ₹1,01,454 |
| 20% slab | 6.80% | ₹1,01,231 |
| 30% slab | 5.95% | ₹1,01,080 |
At a 9.65% coupon, ₹1,00,000 of face value pays about ₹9,650 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 0.2 years, one in this bond and one in a tenure-matched SBI fixed deposit at 5.15%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the AA credit risk is the reason for the gap.
When you get paid
Interest lands once a year, in Dec, with about 1 payment still to come before 27 Dec 2026, each at the 9.65% coupon rate.
Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on WintWealth before investing.
