RightBonds Fixed Income, Simplified

Muthoot Fincorp Dec ’31

INE549K08632 Corporate AA Matures Dec 2031
Yield to Maturity (YTM)
10.4%
Annualised return if held to maturity · 30 Dec 2031
+3.9% vs bank FD
Coupon Rate
10.26%
Paid periodically
Maturity
30 Dec 2031
Principal returned
Tenure
5.4 yr
Remaining
Min. Invest
₹1.0L
Min. ticket
Return
₹72,050
Est. pre-tax

How this yield compares

This bondMuthoot Fincorp Dec ’31
10.4%
Category avgCorporate
10.6%
Fixed Deposit5.4 yr tenure
6.55%

At 10.4% YTM, this bond yields about 3.9 percentage points more than a tenure-matched fixed deposit (6.55%) and sits below the Corporate average - reflecting the credit profile of a AA issuer.

About this bond

Muthoot Fincorp Dec ’31 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 10.4%. It pays a coupon of 10.26% and matures on 30 Dec 2031, a remaining tenure of about 5.4 yr. It is rated AA, a high credit-safety grade. BondScanner lists this bond with a minimum investment of ₹1.0L.

Its 10.4% yield is well above the market average, sitting 113th of 193 comparable Corporate bonds. That lands just under the Corporate median of 10.50%. Against a tenure-matched SBI fixed deposit (6.55%), it pays roughly 3.85 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its medium 5.4 yr horizon balances rate lock-in against flexibility. Paired with its very high safety (AA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Muthoot Fincorp (INE549K08590) at 10.5%, Muthoot Fincorp (INE549K07GX3) at 9.75% and Muthoot Fincorp (INE549K07HK8) at 9.25%.

Bond details

Credit RatingAA
CategoryCorporate
Coupon Rate10.26%
Yield to Maturity10.4%
Maturity Date30 Dec 2031
Listed onBondScanner
Minimum Investment₹1.0L
Return₹72,050
ISININE549K08632