RightBonds Fixed Income, Simplified

NUVAMA WEALTH

INE918K08035 Corporate AA Matures Dec 2032

NUVAMA WEALTH is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 9.25%.

Data as of 11 Sept 2026

Yield to Maturity (YTM)
9.25%
Annualised return if held to maturity · 24 Dec 2032
+2.7% vs bank FD
Coupon Rate
9.6%
Paid periodically
Maturity
24 Dec 2032
Principal returned
Tenure
6.3 yr
Remaining
Min. Invest
₹1.0L
Min. ticket
Return
₹75,927
Est. pre-tax

How this yield compares

This bondNUVAMA WEALTH
9.25%
Category avgCorporate
10.3%
Fixed Deposit6.3 yr tenure
6.55%

At 9.25% YTM, this bond yields about 2.7 percentage points more than a tenure-matched fixed deposit (6.55%) and sits below the Corporate average - reflecting the credit profile of a AA issuer.

About this bond

NUVAMA WEALTH is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 9.25%. It pays a coupon of 9.6% and matures on 24 Dec 2032, a remaining tenure of about 6.3 yr. It is rated AA, a high credit-safety grade. WintWealth lists this bond with a minimum investment of ₹1.0L.

Its 9.25% yield is solid for its risk band, sitting 181st of 265 comparable Corporate bonds. That trails the Corporate median of 10.50% by 1.25 points, so the trade-off is lower yield for whatever else this issuer offers. A comparable SBI fixed deposit yields about 6.55%, so this bond adds roughly 2.70 points for taking on credit risk. Its medium 6.3 yr horizon balances rate lock-in against flexibility. Paired with its very high safety (AA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Muthoot Fincorp (INE549K08590) at 10.5%, Muthoot Fincorp (INE549K08632) at 10.4% and Muthoot Fincorp (INE549K08533) at 10%.

Bond details

IssuerNUVAMA WEALTH
Credit RatingAA
CategoryCorporate
Coupon Rate9.6%
Yield to Maturity9.25%
Maturity Date24 Dec 2032
Listed onWintWealth
Minimum Investment₹1.0L
Face Value₹1,00,000
Principal RepaidAt maturity
Return₹75,927
ISININE918K08035

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 9.25% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 6.3 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 9.25% ₹1,74,377
5% slab 8.79% ₹1,69,788
20% slab 7.40% ₹1,56,628
30% slab 6.47% ₹1,48,340

At a 9.6% coupon, ₹1,00,000 of face value pays about ₹9,600 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 6.3 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.55%.

This bond at 9.25%₹1,74,377
Fixed deposit at 6.55%₹1,50,433
Difference+₹23,943

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the AA credit risk is the reason for the gap.

When you get paid

Interest lands once a year, in Aug, with about 6 payments still to come before 24 Dec 2032, each at the 9.6% coupon rate.

Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on WintWealth before investing.