RightBonds Fixed Income, Simplified

Manappuram Finance

INE522D07CK1 Corporate AA Matures Mar 2028
Yield to Maturity (YTM)
7.75%
Annualised return if held to maturity · 24 Mar 2028
+1.3% vs bank FD
Coupon Rate
8.6%
Paid periodically
Maturity
24 Mar 2028
Principal returned
Tenure
1.7 yr
Remaining
Min. Invest
₹1.0L
Min. ticket
Return
₹13,639
Est. pre-tax

How this yield compares

This bondManappuram Finance
7.75%
Category avgCorporate
10.6%
Fixed Deposit1.7 yr tenure
6.50%

At 7.75% YTM, this bond yields about 1.3 percentage points more than a tenure-matched fixed deposit (6.50%) and sits below the Corporate average - reflecting the credit profile of a AA issuer.

About this bond

Manappuram Finance is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 7.75%. It pays a coupon of 8.6% and matures on 24 Mar 2028, a remaining tenure of about 1.7 yr. It is rated AA, a high credit-safety grade. WintWealth lists this bond with a minimum investment of ₹1.0L.

Its 7.75% yield is on the conservative side, toward the lower end at 188th of 193 Corporate bonds. That trails the Corporate median of 10.50% by 2.75 points, so the trade-off is lower yield for whatever else this issuer offers. A comparable SBI fixed deposit yields about 6.50%, so this bond adds roughly 1.25 points for taking on credit risk. Its short 1.7 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its very high safety (AA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Muthoot Fincorp (INE549K08590) at 10.5%, Muthoot Fincorp (INE549K08632) at 10.4% and Paisalo (INE420C07189) at 10.25%.

Bond details

IssuerManappuram Finance
Credit RatingAA
CategoryCorporate
Coupon Rate8.6%
Yield to Maturity7.75%
Maturity Date24 Mar 2028
Listed onWintWealth
Minimum Investment₹1.0L
Return₹13,639
ISININE522D07CK1