RightBonds Fixed Income, Simplified

SK Finance Limited Aug ’29

INE124N07820 Corporate AA- Matures Aug 2029

SK Finance Limited Aug ’29 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 9.2%.

Data as of 11 Sept 2026

Yield to Maturity (YTM)
9.2%
Annualised return if held to maturity · 10 Aug 2029
+2.5% vs bank FD
Coupon Rate
9.1%
Paid periodically
Maturity
10 Aug 2029
Principal returned
Tenure
2.9 yr
Remaining
Min. Invest
₹3.0L
Min. ticket
Return
₹88,127
Est. pre-tax

How this yield compares

This bondSK Finance Limited Aug ’29
9.2%
Category avgCorporate
10.3%
Fixed Deposit2.9 yr tenure
6.65%

At 9.2% YTM, this bond yields about 2.5 percentage points more than a tenure-matched fixed deposit (6.65%) and sits below the Corporate average - reflecting the credit profile of a AA- issuer.

About this bond

SK Finance Limited Aug ’29 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 9.2%. It pays a coupon of 9.1% and matures on 10 Aug 2029, a remaining tenure of about 2.9 yr. It is rated AA-, a high credit-safety grade. BondScanner lists this bond with a minimum investment of ₹3.0L.

Its 9.2% yield is solid for its risk band, sitting 185th of 265 comparable Corporate bonds. That trails the Corporate median of 10.50% by 1.30 points, so the trade-off is lower yield for whatever else this issuer offers. A comparable SBI fixed deposit yields about 6.65%, so this bond adds roughly 2.55 points for taking on credit risk. Its short 2.9 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its very high safety (AA-) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at IIFL Samasta (INE413U08093) at 11.5%, Muthoot Capital (INE296G07218) at 11% and Asirvad Micro Finance (INE516Q08497) at 10.55%.

Bond details

IssuerSK Finance Limited Aug ’29
Credit RatingAA-
CategoryCorporate
Coupon Rate9.1%
Yield to Maturity9.2%
Maturity Date10 Aug 2029
Listed onBondScanner
Minimum Investment₹3.0L
Face Value₹3,00,000
Return₹88,127
ISININE124N07820

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 9.2% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 2.9 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 9.20% ₹1,29,215
5% slab 8.74% ₹1,27,636
20% slab 7.36% ₹1,22,976
30% slab 6.44% ₹1,19,932

At a 9.1% coupon, ₹1,00,000 of face value pays about ₹9,100 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 2.9 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.65%.

This bond at 9.2%₹1,29,215
Fixed deposit at 6.65%₹1,21,176
Difference+₹8,039

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the AA- credit risk is the reason for the gap.

When you get paid

Interest lands once a year, in Aug, with about 3 payments still to come before 10 Aug 2029, each at the 9.1% coupon rate.

Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on BondScanner before investing.