TATA CAPITAL LIMITED
TATA CAPITAL LIMITED is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 7.8%.
Data as of 20 Oct 2026
How this yield compares
About this bond
TATA CAPITAL LIMITED is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 7.8%. It pays a coupon of 8.05% and matures on 7 Sept 2029, a remaining tenure of about 2.9 yr. It is rated AAA, the highest credit-safety grade. GripInvest lists this bond with a minimum investment of ₹1.0L.
Its 7.8% yield is on the conservative side, toward the lower end at 309th of 319 Corporate bonds. That trails the Corporate median of 10.50% by 2.70 points, so the trade-off is lower yield for whatever else this issuer offers. A comparable SBI fixed deposit yields about 6.65%, so this bond adds roughly 1.15 points for taking on credit risk. Its short 2.9 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its highest safety (AAA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at Aditya Birla Capital (INE674K08083) at 8.1%, Jio Credit (INE282H07125) at 8% and Bajaj Finance (INE296A07UC7) at 7.85%.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 7.8% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 2.9 yr.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 7.80% | ₹1,24,174 |
| 5% slab | 7.41% | ₹1,22,883 |
| 20% slab | 6.24% | ₹1,19,064 |
| 30% slab | 5.46% | ₹1,16,562 |
At a 8.05% coupon, ₹1,00,000 of face value pays about ₹8,050 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 2.9 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.65%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the AAA credit risk is the reason for the gap.
