GOI Loan
How this yield compares
About this bond
GOI Loan is a government security (G-Sec) issued by the Reserve Bank of India on behalf of the Government of India, currently offering a yield to maturity (YTM) of 5.9%. It pays a coupon of 8.28% and matures on 21 Sept 2027, a remaining tenure of about 1.2 yr. It is rated SOV, a sovereign instrument carrying the credit of the Government of India. GripInvest lists this bond with a minimum investment of ₹106.
Its 5.9% yield is on the conservative side, ranking 2nd of 4 G-Sec bonds we list. That lands just under the G-Sec median of 5.90%. Notably, a tenure-matched SBI fixed deposit (6.50%) actually yields about 0.60 points more, so the case here rests on factors other than raw yield. Its short 1.2 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its highest safety (SOV) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at GOI Loan (IN0020240043) at 7.25%, GOI Loan (IN0020240167) at 5.9% and GOI Loan (IN0020210186) at 5.15%.