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This bond is no longer available. It has matured, sold out, or been delisted from the platforms we track, last seen on 20 Aug 2026. The details below are kept as a record of the issue. Compare bonds available now →

GOI Loan

No longer listed IN0020010081 G-Sec SOV Matures Sept 2026 Half-Yearly payout On Grip Invest

GOI Loan is a government security (G-Sec) issued by the Reserve Bank of India on behalf of the Government of India, was last listed at a yield to maturity (YTM) of 5%.

Data as of 20 Aug 2026

Yield to Maturity (YTM)
5%
Annualised return if held to maturity · 11 Sept 2026
−1.3% vs bank FD
Coupon Rate
10.18%
Paid periodically
Maturity
11 Sept 2026
Principal returned
Tenure
—
—
Min. Invest
₹105
Min. ticket
Return
₹0
Est. pre-tax

How this yield compares

This bondGOI Loan
5%
Category avgG-Sec
5.9%
Fixed Depositcomparable tenure
6.25%

At 5% YTM, this bond yields about 1.3 percentage points less than a tenure-matched fixed deposit (6.25%) and sits below the G-Sec average - reflecting the credit profile of a SOV issuer.

About this bond

GOI Loan is a government security (G-Sec) issued by the Reserve Bank of India on behalf of the Government of India, currently offering a yield to maturity (YTM) of 5%. It pays a coupon of 10.18% and matures on 11 Sept 2026. It is rated SOV, a sovereign instrument carrying the credit of the Government of India. GripInvest lists this bond with a minimum investment of ₹105.

Its 5% yield is on the conservative side, toward the lower end at 5th of 4 G-Sec bonds. That trails the G-Sec median of 5.67% by 0.67 points, so the trade-off is lower yield for whatever else this issuer offers. Notably, a tenure-matched SBI fixed deposit (6.25%) actually yields about 1.25 points more, so the case here rests on factors other than raw yield. Its highest safety (SOV) rating is the main signal of default risk here. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at GOI Loan (IN0020200096) at 7%, GOI Loan (IN0020250141) at 5.75% and GOI Loan (IN0020230010) at 5.6%.

About GOI Loan

GOI Loan securities are dated Government of India securities, commonly called G-secs, which are debt instruments issued by the central government to fund its borrowing programme. They are issued through auctions conducted by the Reserve Bank of India on its E-Kuber electronic platform, and the tenor of dated securities generally ranges from 5 years to 40 years. Interest is paid on a half-yearly basis at a fixed or floating coupon, and the principal is repaid at par on maturity. These securities acknowledge the direct debt obligation of the sovereign, and the RBI describes them as carrying practically no risk of default, which is why they are known as gilt-edged instruments. Major holders include commercial banks, primary dealers, insurance companies and provident funds, and retail investors can participate in auctions through the non-competitive bidding facility. This bond is issued under the legal name Government of India.

Source: rating rationale. All GOI Loan bonds.

Bond details

IssuerGOI Loan
Credit RatingSOV
CategoryG-Sec
Coupon Rate10.18%
Yield to Maturity5%
Maturity Date11 Sept 2026
Listed onGripInvest
Minimum Investment₹105
Return₹0
ISININ0020010081