RightBonds Fixed Income, Simplified
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SOV-Rated Bonds

5 SOV-rated bonds currently listed across Indian platforms - highest safety, sorted by yield to maturity (YTM). Compare coupon, tenure, credit rating and minimum investment before you invest.

5Bonds listed
7.25%Highest YTM
6.1%Average YTM
GOI Loan
SOV
7.25%YTM
COUPON
7.02%
TENURE
10 mo
MIN. INVEST
₹101
ISIN
IN0020240043
MATURITY
May 2027
RETURN
₹6
G-Sec Apr ’30
SOV
6.5%YTM
COUPON
7.17%
TENURE
3.7 yr
MIN. INVEST
₹104
ISIN
IN0020230036
MATURITY
Apr 2030
RETURN
₹28
GOI Loan
SOV
5.9%YTM
COUPON
8.28%
TENURE
1.2 yr
MIN. INVEST
₹106
ISIN
IN0020070069
MATURITY
Sept 2027
RETURN
₹7
GOI Loan
SOV
5.9%YTM
COUPON
6.64%
TENURE
1.4 yr
MIN. INVEST
₹102
ISIN
IN0020240167
MATURITY
Dec 2027
RETURN
₹8
GOI Loan
SOV
5.15%YTM
COUPON
5.74%
TENURE
4 mo
MIN. INVEST
₹1K
ISIN
IN0020210186
MATURITY
Nov 2026
RETURN
₹16

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Are SOV-rated bonds safe?

SOV is a sovereign instrument carrying the credit of the Government of India assigned by SEBI-registered agencies such as CRISIL, ICRA and CARE. RightBonds classifies it as “Highest Safety”. A rating measures default probability, not price stability - always match the rating to your own risk appetite.

What yield do SOV bonds offer right now?

As of Jul 2026, the 5 listed SOV-rated bonds on RightBonds yield between 5.15% and 7.25% (average 6.1%), against roughly 6-7% on a comparable bank FD.

How is a SOV bond different from a fixed deposit?

An FD carries the bank's credit and fixed rates; a SOV bond carries the issuer's credit risk and trades at market prices, which is why it can yield more. Bonds are also not covered by DICGC deposit insurance.