GOI Loan Bonds
4 bonds issued by GOI Loan, listed across Indian platforms and sorted by yield to maturity (YTM). Compare YTM, coupon, tenure, credit rating and minimum investment.
About GOI Loan
GOI Loan securities are dated Government of India securities, commonly called G-secs, which are debt instruments issued by the central government to fund its borrowing programme. They are issued through auctions conducted by the Reserve Bank of India on its E-Kuber electronic platform, and the tenor of dated securities generally ranges from 5 years to 40 years. Interest is paid on a half-yearly basis at a fixed or floating coupon, and the principal is repaid at par on maturity. These securities acknowledge the direct debt obligation of the sovereign, and the RBI describes them as carrying practically no risk of default, which is why they are known as gilt-edged instruments. Major holders include commercial banks, primary dealers, insurance companies and provident funds, and retail investors can participate in auctions through the non-competitive bidding facility.
Source: rating rationale.
Frequently asked questions
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Plan your bond ladderWho is GOI Loan?
GOI Loan securities are dated Government of India securities, commonly called G-secs, which are debt instruments issued by the central government to fund its borrowing programme. They are issued through auctions conducted by the Reserve Bank of India on its E-Kuber electronic platform, and the tenor of dated securities generally ranges from 5 years to 40 years. Interest is paid on a half-yearly basis at a fixed or floating coupon, and the principal is repaid at par on maturity. These securities acknowledge the direct debt obligation of the sovereign, and the RBI describes them as carrying practically no risk of default, which is why they are known as gilt-edged instruments. Major holders include commercial banks, primary dealers, insurance companies and provident funds, and retail investors can participate in auctions through the non-competitive bidding facility. Its bonds are issued under the legal name Government of India.
Is it safe to invest in GOI Loan bonds?
GOI Loan's listed bonds carry a SOV credit rating. A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do GOI Loan bonds offer right now?
As of Sept 2026, the 4 listed GOI Loan bonds yield between 5.4% and 7% (average 5.9%), against roughly 6-7% on a comparable bank FD.