GOI Loan
How this yield compares
About this bond
GOI Loan is a government security (G-Sec) issued by the Reserve Bank of India on behalf of the Government of India, currently offering a yield to maturity (YTM) of 5.15%. It pays a coupon of 5.74% and matures on 15 Nov 2026, a remaining tenure of about 4 mo. It is rated SOV, a sovereign instrument carrying the credit of the Government of India. GripInvest lists this bond with a minimum investment of ₹1K.
Its 5.15% yield is on the conservative side, toward the lower end at 4th of 4 G-Sec bonds. That trails the G-Sec median of 5.90% by 0.75 points, so the trade-off is lower yield for whatever else this issuer offers. It yields only about 0.00 points over a comparable SBI fixed deposit (5.15%), so weigh the extra credit risk carefully. Its short 4 mo horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its highest safety (SOV) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at GOI Loan (IN0020240043) at 7.25%, GOI Loan (IN0020070069) at 5.9% and GOI Loan (IN0020240167) at 5.9%.