Tata Capital
Tata Capital is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 7.25%.
Data as of 11 Sept 2026
How this yield compares
About this bond
Tata Capital is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 7.25%. It pays a coupon of 7.88% and matures on 7 Jul 2031, a remaining tenure of about 4.8 yr. It is rated AAA, the highest credit-safety grade. WintWealth lists this bond with a minimum investment of ₹1.0L.
Its 7.25% yield is on the conservative side, toward the lower end at 261st of 265 Corporate bonds. That trails the Corporate median of 10.50% by 3.25 points, so the trade-off is lower yield for whatever else this issuer offers. It yields only about 0.70 points over a comparable SBI fixed deposit (6.55%), so weigh the extra credit risk carefully. Its medium 4.8 yr horizon balances rate lock-in against flexibility. Paired with its highest safety (AAA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at Aditya Birla Capital (INE674K08083) at 8.1%, Aditya Birla Housing Finance (INE831R08118) at 8% and Bajaj Finance (INE296A07UC7) at 7.9%.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 7.25% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 4.8 yr.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 7.25% | ₹1,40,103 |
| 5% slab | 6.89% | ₹1,37,836 |
| 20% slab | 5.80% | ₹1,31,210 |
| 30% slab | 5.07% | ₹1,26,934 |
At a 7.88% coupon, ₹1,00,000 of face value pays about ₹7,880 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 4.8 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.55%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the AAA credit risk is the reason for the gap.
When you get paid
Interest lands once a year, in Jun, with about 5 payments still to come before 7 Jul 2031, each at the 7.88% coupon rate.
Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on WintWealth before investing.