RightBonds Fixed Income, Simplified

Axis Finance

INE891K08208 Corporate AAA Matures Jun 2034

Axis Finance is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 7.75%.

Data as of 11 Sept 2026

Yield to Maturity (YTM)
7.75%
Annualised return if held to maturity · 23 Jun 2034
+1.2% vs bank FD
Coupon Rate
8.35%
Paid periodically
Maturity
23 Jun 2034
Principal returned
Tenure
7.8 yr
Remaining
Min. Invest
₹1.0L
Min. ticket
Return
₹81,642
Est. pre-tax

How this yield compares

This bondAxis Finance
7.75%
Category avgCorporate
10.3%
Fixed Deposit7.8 yr tenure
6.55%

At 7.75% YTM, this bond yields about 1.2 percentage points more than a tenure-matched fixed deposit (6.55%) and sits below the Corporate average - reflecting the credit profile of a AAA issuer.

About this bond

Axis Finance is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 7.75%. It pays a coupon of 8.35% and matures on 23 Jun 2034, a remaining tenure of about 7.8 yr. It is rated AAA, the highest credit-safety grade. WintWealth lists this bond with a minimum investment of ₹1.0L.

Its 7.75% yield is on the conservative side, toward the lower end at 247th of 265 Corporate bonds. That trails the Corporate median of 10.50% by 2.75 points, so the trade-off is lower yield for whatever else this issuer offers. A comparable SBI fixed deposit yields about 6.55%, so this bond adds roughly 1.20 points for taking on credit risk. Its long 7.8 yr horizon locks in today's yield well into the future - useful if rates fall, a drag if they rise. Paired with its highest safety (AAA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Aditya Birla Capital (INE674K08083) at 8.1%, Aditya Birla Housing Finance (INE831R08118) at 8% and Bajaj Finance (INE296A07UC7) at 7.9%.

Bond details

IssuerAxis Finance
Credit RatingAAA
CategoryCorporate
Coupon Rate8.35%
Yield to Maturity7.75%
Maturity Date23 Jun 2034
Listed onWintWealth
Minimum Investment₹1.0L
Face Value₹1,00,000
Principal RepaidAt maturity
Return₹81,642
ISININE891K08208

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 7.75% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 7.8 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 7.75% ₹1,78,735
5% slab 7.36% ₹1,73,795
20% slab 6.20% ₹1,59,680
30% slab 5.42% ₹1,50,836

At a 8.35% coupon, ₹1,00,000 of face value pays about ₹8,350 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 7.8 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.55%.

This bond at 7.75%₹1,78,735
Fixed deposit at 6.55%₹1,65,777
Difference+₹12,959

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the AAA credit risk is the reason for the gap.

When you get paid

Interest lands once a year, in Jun, with about 8 payments still to come before 23 Jun 2034, each at the 8.35% coupon rate.

Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on WintWealth before investing.