This bond is no longer available. It has matured, sold out, or been delisted from the platforms we track, last seen on 5 Oct 2026. The details below are kept as a record of the issue. Compare bonds available now →
Aditya Birla Housing Finance Aug ’36
Aditya Birla Housing Finance Aug ’36 is a corporate bond issued by a company to raise debt from investors, was last listed at a yield to maturity (YTM) of 8%.
Data as of 5 Oct 2026
How this yield compares
About this bond
Aditya Birla Housing Finance Aug ’36 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 8%. It pays a coupon of 8.23% and matures on 18 Aug 2036, a remaining tenure of about 9.8 yr. It is rated AAA, the highest credit-safety grade. BondScanner lists this bond with a minimum investment of ₹1.0L.
Its 8% yield is solid for its risk band, toward the lower end at 296th of 315 Corporate bonds. That trails the Corporate median of 10.40% by 2.40 points, so the trade-off is lower yield for whatever else this issuer offers. A comparable SBI fixed deposit yields about 6.55%, so this bond adds roughly 1.45 points for taking on credit risk. Its long 9.8 yr horizon locks in today's yield well into the future - useful if rates fall, a drag if they rise. Paired with its highest safety (AAA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at Aditya Birla Capital (INE674K08083) at 8.1%, Bajaj Finance (INE296A07UC7) at 8% and Jio Credit (INE282H07125) at 8%.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 8% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 9.8 yr.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 8.00% | ₹2,12,796 |
| 5% slab | 7.60% | ₹2,05,188 |
| 20% slab | 6.40% | ₹1,83,806 |
| 30% slab | 5.60% | ₹1,70,686 |
At a 8.23% coupon, ₹1,00,000 of face value pays about ₹8,230 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 9.8 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.55%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the AAA credit risk is the reason for the gap.
When you get paid
Interest lands once a year, in Aug, with about 10 payments still to come before 18 Aug 2036, each at the 8.23% coupon rate.
Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on BondScanner before investing.
