RightBonds Fixed Income, Simplified

Navi Finserv

INE342T07684 Corporate A Matures May 2028
Yield to Maturity (YTM)
11%
Annualised return if held to maturity · 31 May 2028
+4.5% vs bank FD
Coupon Rate
10.3%
Paid periodically
Maturity
31 May 2028
Principal returned
Tenure
1.9 yr
Remaining
Min. Invest
₹10K
Min. ticket
Return
₹2,128
Est. pre-tax

How this yield compares

This bondNavi Finserv
11%
Category avgCorporate
10.6%
Fixed Deposit1.9 yr tenure
6.50%

At 11% YTM, this bond yields about 4.5 percentage points more than a tenure-matched fixed deposit (6.50%) and sits above the Corporate average - reflecting the credit profile of a A issuer.

About this bond

Navi Finserv is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 11%. It pays a coupon of 10.3% and matures on 31 May 2028, a remaining tenure of about 1.9 yr. It is rated A, an adequate credit-safety grade. GripInvest lists this bond with a minimum investment of ₹10K.

Its 11% yield is well above the market average, ranking 70th of 193 Corporate bonds we list. That is 0.50 percentage points above the Corporate median of 10.50% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 4.50 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 1.9 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Navi Finserv (INE342T07726) at 11%, Navi Finserv (INE342T07718) at 11% and Navi Finserv (INE342T07544) at 10.85%.

Bond details

Credit RatingA
CategoryCorporate
Coupon Rate10.3%
Yield to Maturity11%
Maturity Date31 May 2028
Listed onGripInvest
Minimum Investment₹10K
Return₹2,128
ISININE342T07684