It has matured, sold out, or been delisted from the platforms we track, last seen on 27 Jun 2026. The details below are kept as a record of the issue. Compare bonds available now →
Navi Finserv
How this yield compares
About this bond
Navi Finserv is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 10.75%. It pays a coupon of 10% and matures on 31 Jan 2027, a remaining tenure of about 6 mo. It is rated A, an adequate credit-safety grade. WintWealth lists this bond with a minimum investment of ₹10K.
Its 10.75% yield is well above the market average, ranking 81st of 175 Corporate bonds we list. That lands just under the Corporate median of 10.75%. Against a tenure-matched SBI fixed deposit (5.90%), it pays roughly 4.85 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 6 mo horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at Navi Finserv (INE342T07684) at 11%, NAVI FINSERV (INE342T07726) at 11% and Navi Finserv (INE342T07635) at 10.75%.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 10.75% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 6 mo.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 10.75% | ₹1,05,261 |
| 5% slab | 10.21% | ₹1,05,004 |
| 20% slab | 8.60% | ₹1,04,230 |
| 30% slab | 7.52% | ₹1,03,710 |
At a 10% coupon, ₹1,00,000 of face value pays about ₹10,000 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 0.5 years, one in this bond and one in a tenure-matched SBI fixed deposit at 5.90%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the A credit risk is the reason for the gap.