Navi Finserv Bonds
9 bonds issued by Navi Finserv, listed across Indian platforms and sorted by yield to maturity (YTM). Compare YTM, coupon, tenure, credit rating and minimum investment.
About Navi Finserv
Navi Finserv Limited is a non-deposit-taking, systemically important NBFC registered with the Reserve Bank of India since March 2016. It is a wholly owned subsidiary of Navi Limited, the financial services group founded by Sachin Bansal and Ankit Agarwal in 2018, and is headquartered in Bengaluru. It is primarily a digital lender: personal loans make up roughly 87% of its assets under management and home loans the remaining 13%, serving a largely urban, middle-income customer base.
- AUM
- Rs 14,094 crore
- Gross NPA
- 2.53%
- Capital adequacy
- 30.54%
- Net profit
- Rs 222 crore
Figures as of FY25 (31 Mar 2025). Rated by CRISIL. Source: rating rationale.
Frequently asked questions
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Plan your bond ladderWho is Navi Finserv?
Navi Finserv Limited is a non-deposit-taking, systemically important NBFC registered with the Reserve Bank of India since March 2016. It is a wholly owned subsidiary of Navi Limited, the financial services group founded by Sachin Bansal and Ankit Agarwal in 2018, and is headquartered in Bengaluru. It is primarily a digital lender: personal loans make up roughly 87% of its assets under management and home loans the remaining 13%, serving a largely urban, middle-income customer base.
Is it safe to invest in Navi Finserv bonds?
Navi Finserv's listed bonds carry an A+(SO) / AA-(SO) / A credit rating from CRISIL; as of FY25 (31 Mar 2025) the company reported AUM of Rs 14,094 crore, gross NPA of 2.53%, capital adequacy of 30.54% and net profit of Rs 222 crore. A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do Navi Finserv bonds offer right now?
As of Sept 2026, the 9 listed Navi Finserv bonds yield between 9.25% and 11.6% (average 10.8%), against roughly 6-7% on a comparable bank FD.