RightBonds Fixed Income, Simplified

Navi Finserv Dec ’26

INE342T07429 Corporate A Matures Dec 2026
Yield to Maturity (YTM)
9.2%
Annualised return if held to maturity · 30 Dec 2026
+4.0% vs bank FD
Coupon Rate
10.25%
Paid periodically
Maturity
30 Dec 2026
Principal returned
Tenure
5 mo
Remaining
Min. Invest
₹1.0L
Min. ticket
Return
₹3,826
Est. pre-tax

How this yield compares

This bondNavi Finserv Dec ’26
9.2%
Category avgCorporate
10.6%
Fixed Deposit5 mo tenure
5.15%

At 9.2% YTM, this bond yields about 4.0 percentage points more than a tenure-matched fixed deposit (5.15%) and sits below the Corporate average - reflecting the credit profile of a A issuer.

About this bond

Navi Finserv Dec ’26 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 9.2%. It pays a coupon of 10.25% and matures on 30 Dec 2026, a remaining tenure of about 5 mo. It is rated A, an adequate credit-safety grade. BondScanner lists this bond with a minimum investment of ₹1.0L.

Its 9.2% yield is solid for its risk band, sitting 138th of 185 comparable Corporate bonds. That trails the Corporate median of 10.60% by 1.40 points, so the trade-off is lower yield for whatever else this issuer offers. Against a tenure-matched SBI fixed deposit (5.15%), it pays roughly 4.05 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 5 mo horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Navi Finserv (INE342T07726) at 11%, Navi Finserv (INE342T07684) at 11% and Navi Finserv (INE342T07718) at 11%.

Bond details

Credit RatingA
CategoryCorporate
Coupon Rate10.25%
Yield to Maturity9.2%
Maturity Date30 Dec 2026
Listed onBondScanner
Minimum Investment₹1.0L
Return₹3,826
ISININE342T07429