This bond is no longer available. It has matured, sold out, or been delisted from the platforms we track, last seen on 26 Sept 2026. The details below are kept as a record of the issue. Compare bonds available now →
Navi Finserv
Navi Finserv is a corporate bond issued by a company to raise debt from investors, was last listed at a yield to maturity (YTM) of 11%.
Data as of 26 Sept 2026
How this yield compares
About this bond
Navi Finserv is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 11%. It pays a coupon of 10% and matures on 30 Oct 2026, a remaining tenure of about 0 mo. It is rated A, an adequate credit-safety grade. WintWealth lists this bond with a minimum investment of ₹10K.
Its 11% yield is well above the market average, ranking 107th of 319 Corporate bonds we list. That is 0.50 percentage points above the Corporate median of 10.50% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (3.30%), it pays roughly 7.70 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 0 mo horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at Navi Finserv (INE342T07569) at 10.75%, Navi Finserv (INE342T07650) at 10.75% and Navi Finserv (INE342T07684) at 10.65%.
About Navi Finserv
Navi Finserv Limited is a non-deposit-taking, systemically important NBFC registered with the Reserve Bank of India since March 2016. It is a wholly owned subsidiary of Navi Limited, the financial services group founded by Sachin Bansal and Ankit Agarwal in 2018, and is headquartered in Bengaluru. It is primarily a digital lender: personal loans make up roughly 87% of its assets under management and home loans the remaining 13%, serving a largely urban, middle-income customer base.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 11% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 0 mo.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 11.00% | ₹1,00,284 |
| 5% slab | 10.45% | ₹1,00,270 |
| 20% slab | 8.80% | ₹1,00,229 |
| 30% slab | 7.70% | ₹1,00,202 |
At a 10% coupon, ₹1,00,000 of face value pays about ₹10,000 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 0.0 years, one in this bond and one in a tenure-matched SBI fixed deposit at 3.30%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the A credit risk is the reason for the gap.
When you get paid
Interest lands every month, with about 1 payment still to come before 30 Oct 2026, each at the 10% coupon rate.
Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on WintWealth before investing.
