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This bond is no longer available. It has matured, sold out, or been delisted from the platforms we track, last seen on 2 Oct 2026. The details below are kept as a record of the issue. Compare bonds available now →

Satin Finserv Limited

No longer listed INE03K307165 Corporate A- Matures Jun 2028 Monthly payout On Grip Invest

Satin Finserv Limited is a corporate bond issued by a company to raise debt from investors, was last listed at a yield to maturity (YTM) of 11.35%.

Data as of 2 Oct 2026

Yield to Maturity (YTM)
11.35%
Annualised return if held to maturity · 10 Jun 2028
+4.8% vs bank FD
Coupon Rate
10.75%
Paid periodically
Maturity
10 Jun 2028
Principal returned
Tenure
1.6 yr
Remaining
Min. Invest
₹10K
Min. ticket
Return
₹1,987
Est. pre-tax

How this yield compares

This bondSatin Finserv Limited
11.35%
Category avgCorporate
10.5%
Fixed Deposit1.6 yr tenure
6.50%

At 11.35% YTM, this bond yields about 4.8 percentage points more than a tenure-matched fixed deposit (6.50%) and sits above the Corporate average - reflecting the credit profile of a A- issuer.

About this bond

Satin Finserv Limited is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 11.35%. It pays a coupon of 10.75% and matures on 10 Jun 2028, a remaining tenure of about 1.6 yr. It is rated A-, an adequate credit-safety grade. GripInvest lists this bond with a minimum investment of ₹10K.

Its 11.35% yield is well above the market average, ranking 83rd of 319 Corporate bonds we list. That is 0.85 percentage points above the Corporate median of 10.50% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 4.85 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 1.6 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A-) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at SATIN FINSERV (INE03K307215) at 12.1%, Satin Finserv (INE03K307223) at 11.8% and Satin Finserv (INE03K307199) at 11.5%.

About Satin Finserv

Satin Finserv Limited is an NBFC incorporated in August 2018 and headquartered in Gurugram, Haryana. It is a wholly owned subsidiary of Satin Creditcare Network Limited and began operations in March 2019, lending to micro, small and medium enterprises through a retail micro-enterprise vertical and a newer Sustainable and Emerging Businesses vertical. As of 31 March 2026 it operated in 14 states.

AUMRs 1,054 crore
Gross NPA3.8%
Capital adequacy29.6%
Net profitRs 10.5 crore

Figures as of FY26 (31 Mar 2026). Rated by ICRA. Source: rating rationale. All Satin Finserv bonds.

Bond details

Credit RatingA-
CategoryCorporate
Coupon Rate10.75%
Yield to Maturity11.35%
Maturity Date10 Jun 2028
Listed onGripInvest
Minimum Investment₹10K
Return₹1,987
ISININE03K307165

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 11.35% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 1.6 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 11.35% ₹1,19,278
5% slab 10.78% ₹1,18,283
20% slab 9.08% ₹1,15,317
30% slab 7.94% ₹1,13,356

At a 10.75% coupon, ₹1,00,000 of face value pays about ₹10,750 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,075 a year is withheld as TDS - adjustable against your final liability, not an extra tax.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 1.6 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.50%.

This bond at 11.35%₹1,19,278
Fixed deposit at 6.50%₹1,11,152
Difference+₹8,126

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the A- credit risk is the reason for the gap.