RightBonds Fixed Income, Simplified

This bond is no longer available. It has matured, sold out, or been delisted from the platforms we track, last seen on 25 Aug 2026. The details below are kept as a record of the issue. Compare bonds available now →

Satin Finserv Limited

No longer listed INE03K307108 Corporate A- Matures Feb 2028

Satin Finserv Limited is a corporate bond issued by a company to raise debt from investors, was last listed at a yield to maturity (YTM) of 11.5%.

Data as of 25 Aug 2026

Yield to Maturity (YTM)
11.5%
Annualised return if held to maturity · 6 Feb 2028
+5.0% vs bank FD
Coupon Rate
10.75%
Paid periodically
Maturity
6 Feb 2028
Principal returned
Tenure
1.4 yr
Remaining
Min. Invest
₹50K
Min. ticket
Return
₹8,508
Est. pre-tax

How this yield compares

This bondSatin Finserv Limited
11.5%
Category avgCorporate
10.3%
Fixed Deposit1.4 yr tenure
6.50%

At 11.5% YTM, this bond yields about 5.0 percentage points more than a tenure-matched fixed deposit (6.50%) and sits above the Corporate average - reflecting the credit profile of a A- issuer.

About this bond

Satin Finserv Limited is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 11.5%. It pays a coupon of 10.75% and matures on 6 Feb 2028, a remaining tenure of about 1.4 yr. It is rated A-, an adequate credit-safety grade. GripInvest lists this bond with a minimum investment of ₹50K.

Its 11.5% yield is well above the market average, placing it 60th of the 265 Corporate bonds on RightBonds - firmly in the top tier. That is 1.00 percentage points above the Corporate median of 10.50% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 5.00 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 1.4 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A-) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at SATIN FINSERV (INE03K307215) at 11.9%, Satin Finserv (INE03K307199) at 11.8% and Satin Finserv (INE03K307173) at 11.5%.

About Satin Finserv

Satin Finserv Limited is an NBFC incorporated in August 2018 and headquartered in Gurugram, Haryana. It is a wholly owned subsidiary of Satin Creditcare Network Limited and began operations in March 2019, lending to micro, small and medium enterprises through a retail micro-enterprise vertical and a newer Sustainable and Emerging Businesses vertical. As of 31 March 2026 it operated in 14 states.

AUMRs 1,054 crore
Gross NPA3.8%
Capital adequacy29.6%
Net profitRs 10.5 crore

Figures as of FY26 (31 Mar 2026). Rated by ICRA. Source: rating rationale. All Satin Finserv bonds.

Bond details

Credit RatingA-
CategoryCorporate
Coupon Rate10.75%
Yield to Maturity11.5%
Maturity Date6 Feb 2028
Listed onGripInvest
Minimum Investment₹50K
Return₹8,508
ISININE03K307108

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 11.5% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 1.4 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 11.50% ₹1,16,509
5% slab 10.92% ₹1,15,666
20% slab 9.20% ₹1,13,149
30% slab 8.05% ₹1,11,480

At a 10.75% coupon, ₹1,00,000 of face value pays about ₹10,750 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,075 a year is withheld as TDS - adjustable against your final liability, not an extra tax.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 1.4 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.50%.

This bond at 11.5%₹1,16,509
Fixed deposit at 6.50%₹1,09,473
Difference+₹7,036

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the A- credit risk is the reason for the gap.