This bond is no longer available. It has matured, sold out, or been delisted from the platforms we track, last seen on 21 Aug 2026. The details below are kept as a record of the issue. Compare bonds available now →
Satin Finserv Limited
Satin Finserv Limited is a corporate bond issued by a company to raise debt from investors, was last listed at a yield to maturity (YTM) of 12%.
Data as of 21 Aug 2026
How this yield compares
About this bond
Satin Finserv Limited is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 12%. It pays a coupon of 12% and matures on 27 Mar 2028, a remaining tenure of about 1.5 yr. It is rated A-, an adequate credit-safety grade. Jiraaf lists this bond with a minimum investment of ₹99K.
Its 12% yield is well above the market average, placing it 39th of the 265 Corporate bonds on RightBonds - firmly in the top tier. That is 1.50 percentage points above the Corporate median of 10.50% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 5.50 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 1.5 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A-) rating, that is a higher-yield, higher-risk profile. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at SATIN FINSERV (INE03K307215) at 11.9%, Satin Finserv (INE03K307199) at 11.8% and Satin Finserv (INE03K307173) at 11.5%.
About Satin Finserv
Satin Finserv Limited is an NBFC incorporated in August 2018 and headquartered in Gurugram, Haryana. It is a wholly owned subsidiary of Satin Creditcare Network Limited and began operations in March 2019, lending to micro, small and medium enterprises through a retail micro-enterprise vertical and a newer Sustainable and Emerging Businesses vertical. As of 31 March 2026 it operated in 14 states.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 12% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 1.5 yr.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 12.00% | ₹1,19,076 |
| 5% slab | 11.40% | ₹1,18,094 |
| 20% slab | 9.60% | ₹1,15,168 |
| 30% slab | 8.40% | ₹1,13,231 |
At a 12% coupon, ₹1,00,000 of face value pays about ₹12,000 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,200 a year is withheld as TDS - adjustable against your final liability, not an extra tax.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 1.5 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.50%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the A- credit risk is the reason for the gap.