RightBonds Fixed Income, Simplified

EarlySalary Services Jul ’28

INE01YL07441 Corporate A- Matures Jul 2028
Yield to Maturity (YTM)
11.12%
Annualised return if held to maturity · 3 Jul 2028
+4.6% vs bank FD
Coupon Rate
10.5%
Paid periodically
Maturity
3 Jul 2028
Principal returned
Tenure
1.9 yr
Remaining
Min. Invest
₹1.0L
Min. ticket
Return
₹22,767
Est. pre-tax

How this yield compares

This bondEarlySalary Services Jul ’28
11.12%
Category avgCorporate
10.6%
Fixed Deposit1.9 yr tenure
6.50%

At 11.12% YTM, this bond yields about 4.6 percentage points more than a tenure-matched fixed deposit (6.50%) and sits above the Corporate average - reflecting the credit profile of a A- issuer.

About this bond

EarlySalary Services Jul ’28 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 11.12%. It pays a coupon of 10.5% and matures on 3 Jul 2028, a remaining tenure of about 1.9 yr. It is rated A-, an adequate credit-safety grade. BondScanner lists this bond with a minimum investment of ₹1.0L.

Its 11.12% yield is well above the market average, ranking 65th of 193 Corporate bonds we list. That is 0.62 percentage points above the Corporate median of 10.50% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 4.62 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 1.9 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A-) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Fibe (EarlySalary) (INE01YL07433) at 11.35%, Fibe (EarlySalary) (INE01YL07466) at 11.3% and Fibe (EarlySalary) (INE01YL07417) at 11%.

Bond details

Credit RatingA-
CategoryCorporate
Coupon Rate10.5%
Yield to Maturity11.12%
Maturity Date3 Jul 2028
Listed onBondScanner
Minimum Investment₹1.0L
Return₹22,767
ISININE01YL07441