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This bond is no longer available. It has matured, sold out, or been delisted from the platforms we track, last seen on 28 Sept 2026. The details below are kept as a record of the issue. Compare bonds available now →

Vedika Credit Capital Dec ’31

No longer listed INE04HY08011 Corporate A- Matures Dec 2031 Monthly payout On BondScanner

Vedika Credit Capital Dec ’31 is a corporate bond issued by a company to raise debt from investors, was last listed at a yield to maturity (YTM) of 13.8%.

Data as of 28 Sept 2026

Yield to Maturity (YTM)
13.8%
Annualised return if held to maturity · 5 Dec 2031
+7.3% vs bank FD
Coupon Rate
12.5%
Paid periodically
Maturity
5 Dec 2031
Principal returned
Tenure
5.1 yr
Remaining
Min. Invest
₹98K
Min. ticket
Return
₹93,479
Est. pre-tax

How this yield compares

This bondVedika Credit Capital Dec ’31
13.8%
Category avgCorporate
10.4%
Fixed Deposit5.1 yr tenure
6.55%

At 13.8% YTM, this bond yields about 7.3 percentage points more than a tenure-matched fixed deposit (6.55%) and sits above the Corporate average - reflecting the credit profile of a A- issuer.

About this bond

Vedika Credit Capital Dec ’31 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 13.8%. It pays a coupon of 12.5% and matures on 5 Dec 2031, a remaining tenure of about 5.1 yr. It is rated A-, an adequate credit-safety grade. BondScanner lists this bond with a minimum investment of ₹98K.

Its 13.8% yield is among the highest we track, placing it 16th of the 315 Corporate bonds on RightBonds - firmly in the top tier. That is 3.40 percentage points above the Corporate median of 10.40% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.55%), it pays roughly 7.25 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its medium 5.1 yr horizon balances rate lock-in against flexibility. Paired with its high safety (A-) rating, that is a higher-yield, higher-risk profile. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Hella Infra Market Retail (INE0P6G07194) at 15.1%, Hella Infra Market (INE06E507579) at 14% and Lucina Land (INE0JZO07057) at 13.35%.

Bond details

IssuerVedika Credit Capital Dec ’31
Credit RatingA-
CategoryCorporate
Coupon Rate12.5%
Yield to Maturity13.8%
Maturity Date5 Dec 2031
Listed onBondScanner
Minimum Investment₹98K
Return₹93,479
ISININE04HY08011

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 13.8% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 5.1 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 13.80% ₹1,93,558
5% slab 13.11% ₹1,87,637
20% slab 11.04% ₹1,70,741
30% slab 9.66% ₹1,60,174

At a 12.5% coupon, ₹1,00,000 of face value pays about ₹12,500 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,250 a year is withheld as TDS - adjustable against your final liability, not an extra tax.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 5.1 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.55%.

This bond at 13.8%₹1,93,558
Fixed deposit at 6.55%₹1,39,362
Difference+₹54,196

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the A- credit risk is the reason for the gap.

When you get paid

Interest lands every month, with about 63 payments still to come before 5 Dec 2031, each at the 12.5% coupon rate.

Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on BondScanner before investing.