RightBonds Fixed Income, Simplified

This bond is no longer available. It has matured, sold out, or been delisted from the platforms we track, last seen on 8 Sept 2026. The details below are kept as a record of the issue. Compare bonds available now →

Vedika Credit Capital Dec ’31

No longer listed INE04HY08011 Corporate A- Matures Dec 2031

Vedika Credit Capital Dec ’31 is a corporate bond issued by a company to raise debt from investors, was last listed at a yield to maturity (YTM) of 13.8%.

Data as of 8 Sept 2026

Yield to Maturity (YTM)
13.8%
Annualised return if held to maturity · 5 Dec 2031
+7.3% vs bank FD
Coupon Rate
12.5%
Paid periodically
Maturity
5 Dec 2031
Principal returned
Tenure
5.2 yr
Remaining
Min. Invest
₹98K
Min. ticket
Return
₹95,147
Est. pre-tax

How this yield compares

This bondVedika Credit Capital Dec ’31
13.8%
Category avgCorporate
10.3%
Fixed Deposit5.2 yr tenure
6.55%

At 13.8% YTM, this bond yields about 7.3 percentage points more than a tenure-matched fixed deposit (6.55%) and sits above the Corporate average - reflecting the credit profile of a A- issuer.

About this bond

Vedika Credit Capital Dec ’31 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 13.8%. It pays a coupon of 12.5% and matures on 5 Dec 2031, a remaining tenure of about 5.2 yr. It is rated A-, an adequate credit-safety grade. BondScanner lists this bond with a minimum investment of ₹98K.

Its 13.8% yield is among the highest we track, placing it 7th of the 265 Corporate bonds on RightBonds - firmly in the top tier. That is 3.30 percentage points above the Corporate median of 10.50% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.55%), it pays roughly 7.25 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its medium 5.2 yr horizon balances rate lock-in against flexibility. Paired with its high safety (A-) rating, that is a higher-yield, higher-risk profile. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Tapir Constructions (INE00DJ07052) at 12.62%, Indel Money (INE0BUS07CQ7) at 12.4% and LUCINA (INE0JZO07040) at 12.35%.

Bond details

IssuerVedika Credit Capital Dec ’31
Credit RatingA-
CategoryCorporate
Coupon Rate12.5%
Yield to Maturity13.8%
Maturity Date5 Dec 2031
Listed onBondScanner
Minimum Investment₹98K
Return₹95,147
ISININE04HY08011

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 13.8% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 5.2 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 13.80% ₹1,96,648
5% slab 13.11% ₹1,90,490
20% slab 11.04% ₹1,72,946
30% slab 9.66% ₹1,61,994

At a 12.5% coupon, ₹1,00,000 of face value pays about ₹12,500 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,250 a year is withheld as TDS - adjustable against your final liability, not an extra tax.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 5.2 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.55%.

This bond at 13.8%₹1,96,648
Fixed deposit at 6.55%₹1,40,476
Difference+₹56,172

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the A- credit risk is the reason for the gap.

When you get paid

Interest lands every month, with about 64 payments still to come before 5 Dec 2031, each at the 12.5% coupon rate.

Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on BondScanner before investing.