RightBonds Fixed Income, Simplified

Choice Finserv

INE04SE07152 Corporate A- Matures Mar 2028
Yield to Maturity (YTM)
10.25%
Annualised return if held to maturity · 12 Mar 2028
+3.8% vs bank FD
Coupon Rate
11%
Paid periodically
Maturity
12 Mar 2028
Principal returned
Tenure
1.6 yr
Remaining
Min. Invest
₹10K
Min. ticket
Return
₹1,750
Est. pre-tax

How this yield compares

This bondChoice Finserv
10.25%
Category avgCorporate
10.6%
Fixed Deposit1.6 yr tenure
6.50%

At 10.25% YTM, this bond yields about 3.8 percentage points more than a tenure-matched fixed deposit (6.50%) and sits below the Corporate average - reflecting the credit profile of a A- issuer.

About this bond

Choice Finserv is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 10.25%. It pays a coupon of 11% and matures on 12 Mar 2028, a remaining tenure of about 1.6 yr. It is rated A-, an adequate credit-safety grade. WintWealth lists this bond with a minimum investment of ₹10K.

Its 10.25% yield is well above the market average, sitting 118th of 193 comparable Corporate bonds. That lands just under the Corporate median of 10.50%. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 3.75 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 1.6 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A-) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Vedika Credit Capital (INE04HY08011) at 13.8%, Lucina Land (INE0JZO07040) at 13.2% and Indel Money (INE0BUS08047) at 13.15%.

Bond details

IssuerChoice Finserv
Credit RatingA-
CategoryCorporate
Coupon Rate11%
Yield to Maturity10.25%
Maturity Date12 Mar 2028
Listed onWintWealth
Minimum Investment₹10K
Return₹1,750
ISININE04SE07152