Fibe (EarlySalary) Bonds
10 bonds issued by Fibe (EarlySalary), listed across Indian platforms and sorted by yield to maturity (YTM). Compare YTM, coupon, tenure, credit rating and minimum investment.
About Fibe (EarlySalary)
Earlysalary Services Private Limited, which lends under the brand Fibe (formerly EarlySalary), is a systemically important NBFC financing unsecured consumer loans to salaried borrowers through a fully digital, branchless app. The legal entity was incorporated in 1994 as Ashish Securities Private Limited and was repositioned into digital consumer lending around 2015. It is a subsidiary of Social Worth Technologies Private Limited, which owns the lending app, credit engine and technology platform, and the group is backed by private equity investors including TPG, Norwest and Eight Roads. The company is headquartered in Pune and lends across India.
- AUM
- Rs 4,064 crore
- Gross NPA
- 1.9%
- Net profit
- Rs 107 crore
Figures as of FY24 (31 Mar 2024). Rated by CARE Ratings. Source: rating rationale.
Frequently asked questions
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Plan your bond ladderWho is Fibe (EarlySalary)?
Earlysalary Services Private Limited, which lends under the brand Fibe (formerly EarlySalary), is a systemically important NBFC financing unsecured consumer loans to salaried borrowers through a fully digital, branchless app. The legal entity was incorporated in 1994 as Ashish Securities Private Limited and was repositioned into digital consumer lending around 2015. It is a subsidiary of Social Worth Technologies Private Limited, which owns the lending app, credit engine and technology platform, and the group is backed by private equity investors including TPG, Norwest and Eight Roads. The company is headquartered in Pune and lends across India. Its bonds are issued under the legal name Earlysalary Services Private Limited.
Is it safe to invest in Fibe (EarlySalary) bonds?
Fibe (EarlySalary)'s listed bonds carry an A- credit rating from CARE Ratings; as of FY24 (31 Mar 2024) the company reported AUM of Rs 4,064 crore, gross NPA of 1.9% and net profit of Rs 107 crore. A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do Fibe (EarlySalary) bonds offer right now?
As of Sept 2026, the 10 listed Fibe (EarlySalary) bonds yield between 7.5% and 11.3% (average 10.3%), against roughly 6-7% on a comparable bank FD.