KrazyBee Bonds
4 bonds issued by KrazyBee, listed across Indian platforms and sorted by yield to maturity (YTM). Compare YTM, coupon, tenure, credit rating and minimum investment.
About KrazyBee
KrazyBee Services Private Limited is the NBFC behind the consumer lending brand KreditBee. It was incorporated on March 16, 2016, received its NBFC licence from the RBI in May 2017 and began offering unsecured personal loans to young professionals in April 2018. Loans run up to Rs 500,000 for a maximum of 48 months, with an average ticket size of about Rs 30,000, and a large share of the book is originated through co-lending partnerships, which made up 42% of AUM as on March 31, 2025. From FY24 the company has diversified into secured lending, principally loans against property. CARE rates KrazyBee on a combined basis with Finnovation Technology Solutions Private Limited, its technology arm, and flags the regulatory risk attached to digital lending along with the asset quality pressure inherent in unsecured personal loans.
- AUM
- Rs 10,102 crore (including co-lending)
- Gross NPA
- 2.8%
- Capital adequacy
- 29.59%
- Net profit
- Rs 473 crore (combined with Finnovation Technology Solutions)
Figures as of FY25 (31 Mar 2025). Rated by CARE. Source: rating rationale.
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Plan your bond ladderWho is KrazyBee?
KrazyBee Services Private Limited is the NBFC behind the consumer lending brand KreditBee. It was incorporated on March 16, 2016, received its NBFC licence from the RBI in May 2017 and began offering unsecured personal loans to young professionals in April 2018. Loans run up to Rs 500,000 for a maximum of 48 months, with an average ticket size of about Rs 30,000, and a large share of the book is originated through co-lending partnerships, which made up 42% of AUM as on March 31, 2025. From FY24 the company has diversified into secured lending, principally loans against property. CARE rates KrazyBee on a combined basis with Finnovation Technology Solutions Private Limited, its technology arm, and flags the regulatory risk attached to digital lending along with the asset quality pressure inherent in unsecured personal loans.
Is it safe to invest in KrazyBee bonds?
KrazyBee's listed bonds carry an A+ / A credit rating from CARE; as of FY25 (31 Mar 2025) the company reported AUM of Rs 10,102 crore (including co-lending), gross NPA of 2.8%, capital adequacy of 29.59% and net profit of Rs 473 crore (combined with Finnovation Technology Solutions). A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do KrazyBee bonds offer right now?
As of Sept 2026, the 4 listed KrazyBee bonds yield between 7% and 10.25% (average 8.8%), against roughly 6-7% on a comparable bank FD.