KrazyBee
KrazyBee is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 8.5%.
Data as of 11 Sept 2026
How this yield compares
About this bond
KrazyBee is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 8.5%. It pays a coupon of 10.4% and matures on 25 Jan 2027, a remaining tenure of about 4 mo. It is rated A+, an adequate credit-safety grade. GripInvest lists this bond with a minimum investment of ₹1.0L.
Its 8.5% yield is solid for its risk band, toward the lower end at 223rd of 265 Corporate bonds. That trails the Corporate median of 10.50% by 2.00 points, so the trade-off is lower yield for whatever else this issuer offers. Against a tenure-matched SBI fixed deposit (5.15%), it pays roughly 3.35 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 4 mo horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A+) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at KrazyBee (INE07HK07866) at 10.25%, KrazyBee (INE07HK07825) at 9.5% and KrazyBee (INE07HK07809) at 7%.
About KrazyBee
KrazyBee Services Private Limited is the NBFC behind the consumer lending brand KreditBee. It was incorporated on March 16, 2016, received its NBFC licence from the RBI in May 2017 and began offering unsecured personal loans to young professionals in April 2018. Loans run up to Rs 500,000 for a maximum of 48 months, with an average ticket size of about Rs 30,000, and a large share of the book is originated through co-lending partnerships, which made up 42% of AUM as on March 31, 2025. From FY24 the company has diversified into secured lending, principally loans against property. CARE rates KrazyBee on a combined basis with Finnovation Technology Solutions Private Limited, its technology arm, and flags the regulatory risk attached to digital lending along with the asset quality pressure inherent in unsecured personal loans.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 8.5% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 4 mo.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 8.50% | ₹1,03,077 |
| 5% slab | 8.07% | ₹1,02,927 |
| 20% slab | 6.80% | ₹1,02,474 |
| 30% slab | 5.95% | ₹1,02,170 |
At a 10.4% coupon, ₹1,00,000 of face value pays about ₹10,400 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,040 a year is withheld as TDS - adjustable against your final liability, not an extra tax.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 0.4 years, one in this bond and one in a tenure-matched SBI fixed deposit at 5.15%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the A+ credit risk is the reason for the gap.