Finkurve Financial Bonds
4 bonds issued by Finkurve Financial, listed across Indian platforms and sorted by yield to maturity (YTM). Compare YTM, coupon, tenure, credit rating and minimum investment.
About Finkurve Financial
Finkurve Financial Services Limited trades as Arvog and is part of the Augmont group, which gives it a ready link into the gold trade. It is a technology-led NBFC whose book is overwhelmingly gold loans, about 93% of assets under management as of December 2025, with personal credit making up the remainder. Assets under management reached Rs 833 crore by December 2025 after roughly 89% growth, and the company reported revenue of Rs 141.06 crore and net profit of Rs 17.41 crore in FY25. Gold loans are fully secured against pledged jewellery, which is the main reason the agencies treat the credit risk as contained, and capitalisation is comfortable with a total capital adequacy ratio of 39.29% as of December 2025 after a Rs 111.5 crore equity infusion in the first half of FY26.
- AUM
- Rs 833 crore
- Capital adequacy
- 39.29%
Figures as of 31 Dec 2025. Rated by CRISIL. Source: rating rationale.
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Plan your bond ladderWho is Finkurve Financial?
Finkurve Financial Services Limited trades as Arvog and is part of the Augmont group, which gives it a ready link into the gold trade. It is a technology-led NBFC whose book is overwhelmingly gold loans, about 93% of assets under management as of December 2025, with personal credit making up the remainder. Assets under management reached Rs 833 crore by December 2025 after roughly 89% growth, and the company reported revenue of Rs 141.06 crore and net profit of Rs 17.41 crore in FY25. Gold loans are fully secured against pledged jewellery, which is the main reason the agencies treat the credit risk as contained, and capitalisation is comfortable with a total capital adequacy ratio of 39.29% as of December 2025 after a Rs 111.5 crore equity infusion in the first half of FY26.
Is it safe to invest in Finkurve Financial bonds?
Finkurve Financial's listed bonds carry a BBB+ / BBB credit rating from CRISIL; as of 31 Dec 2025 the company reported AUM of Rs 833 crore and capital adequacy of 39.29%. A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do Finkurve Financial bonds offer right now?
As of Sept 2026, the 4 listed Finkurve Financial bonds yield between 10% and 11.77% (average 10.6%), against roughly 6-7% on a comparable bank FD.