RightBonds Fixed Income, Simplified

Si Creva Capital Services Pvt Ltd

INE996U07560 Corporate A- Matures Jul 2028

Si Creva Capital Services Pvt Ltd is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 11.5%.

Data as of 11 Sept 2026

Yield to Maturity (YTM)
11.5%
Annualised return if held to maturity · 13 Jul 2028
+5.0% vs bank FD
Coupon Rate
11%
Paid periodically
Maturity
13 Jul 2028
Principal returned
Tenure
1.8 yr
Remaining
Min. Invest
₹1.0L
Min. ticket
Return
₹22,161
Est. pre-tax

How this yield compares

This bondSi Creva Capital Services Pvt Ltd
11.5%
Category avgCorporate
10.3%
Fixed Deposit1.8 yr tenure
6.50%

At 11.5% YTM, this bond yields about 5.0 percentage points more than a tenure-matched fixed deposit (6.50%) and sits above the Corporate average - reflecting the credit profile of a A- issuer.

About this bond

Si Creva Capital Services Pvt Ltd is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 11.5%. It pays a coupon of 11% and matures on 13 Jul 2028, a remaining tenure of about 1.8 yr. It is rated A-, an adequate credit-safety grade. GripInvest lists this bond with a minimum investment of ₹1.0L.

Its 11.5% yield is well above the market average, placing it 60th of the 265 Corporate bonds on RightBonds - firmly in the top tier. That is 1.00 percentage points above the Corporate median of 10.50% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 5.00 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 1.8 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A-) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Tapir Constructions (INE00DJ07052) at 12.62%, Indel Money (INE0BUS07CQ7) at 12.4% and LUCINA (INE0JZO07040) at 12.35%.

Bond details

IssuerSi Creva Capital Services Pvt Ltd
Credit RatingA-
CategoryCorporate
Coupon Rate11%
Yield to Maturity11.5%
Maturity Date13 Jul 2028
Listed onGripInvest
Minimum Investment₹1.0L
Face Value₹1,00,000
Principal RepaidAt maturity
Return₹22,161
ISININE996U07560

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 11.5% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 1.8 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 11.50% ₹1,22,126
5% slab 10.92% ₹1,20,972
20% slab 9.20% ₹1,17,540
30% slab 8.05% ₹1,15,277

At a 11% coupon, ₹1,00,000 of face value pays about ₹11,000 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,100 a year is withheld as TDS - adjustable against your final liability, not an extra tax.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 1.8 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.50%.

This bond at 11.5%₹1,22,126
Fixed deposit at 6.50%₹1,12,569
Difference+₹9,557

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the A- credit risk is the reason for the gap.