RightBonds Fixed Income, Simplified

MIDLAND MICROFIN

INE884Q07855 Corporate A- Matures Jun 2028
Yield to Maturity (YTM)
12%
Annualised return if held to maturity · 1 Jun 2028
+5.5% vs bank FD
Coupon Rate
10.65%
Paid periodically
Maturity
1 Jun 2028
Principal returned
Tenure
1.9 yr
Remaining
Min. Invest
₹99K
Min. ticket
Return
₹23,061
Est. pre-tax

How this yield compares

This bondMIDLAND MICROFIN
12%
Category avgCorporate
10.6%
Fixed Deposit1.9 yr tenure
6.50%

At 12% YTM, this bond yields about 5.5 percentage points more than a tenure-matched fixed deposit (6.50%) and sits above the Corporate average - reflecting the credit profile of a A- issuer.

About this bond

MIDLAND MICROFIN is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 12%. It pays a coupon of 10.65% and matures on 1 Jun 2028, a remaining tenure of about 1.9 yr. It is rated A-, an adequate credit-safety grade. GoldenPi lists this bond with a minimum investment of ₹99K.

Its 12% yield is well above the market average, placing it 34th of the 193 Corporate bonds on RightBonds - firmly in the top tier. That is 1.50 percentage points above the Corporate median of 10.50% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 5.50 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 1.9 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A-) rating, that is a higher-yield, higher-risk profile. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Midland Microfin (INE884Q07822) at 11.9%, Midland Microfin (INE884Q07806) at 11% and Vedika Credit Capital (INE04HY08011) at 13.8%.

Bond details

IssuerMIDLAND MICROFIN
Credit RatingA-
CategoryCorporate
Coupon Rate10.65%
Yield to Maturity12%
Maturity Date1 Jun 2028
Listed onGoldenPi
Minimum Investment₹99K
Return₹23,061
ISININE884Q07855