RightBonds Fixed Income, Simplified

UNIFINZ CAPITAL INDIA LIMITED

INE926R07035 Corporate BBB- Matures May 2028
Yield to Maturity (YTM)
14.25%
Annualised return if held to maturity · 20 May 2028
+7.8% vs bank FD
Coupon Rate
13%
Paid periodically
Maturity
20 May 2028
Principal returned
Tenure
1.8 yr
Remaining
Min. Invest
₹10K
Min. ticket
Return
₹2,723
Est. pre-tax

How this yield compares

This bondUNIFINZ CAPITAL INDIA LIMITED
14.25%
Category avgCorporate
10.6%
Fixed Deposit1.8 yr tenure
6.50%

At 14.25% YTM, this bond yields about 7.8 percentage points more than a tenure-matched fixed deposit (6.50%) and sits above the Corporate average - reflecting the credit profile of a BBB- issuer.

About this bond

UNIFINZ CAPITAL INDIA LIMITED is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 14.25%. It pays a coupon of 13% and matures on 20 May 2028, a remaining tenure of about 1.8 yr. It is rated BBB-, a moderate credit-safety grade - the lowest investment-grade band. GripInvest lists this bond with a minimum investment of ₹10K.

Its 14.25% yield is among the highest we track, placing it 3rd of the 193 Corporate bonds on RightBonds - firmly in the top tier. That is 3.75 percentage points above the Corporate median of 10.50% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 7.75 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 1.8 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its moderate safety (BBB-) rating, that is a higher-yield, higher-risk profile. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at UNIFINZ CAPITAL INDIA (INE926R07019) at 13.25%, Monedo Financial Services (INE0I5X07034) at 15% and MONEDO FINANCIAL SERVICES (INE0I5X07042) at 14%.

Bond details

IssuerUNIFINZ CAPITAL INDIA LIMITED
Credit RatingBBB-
CategoryCorporate
Coupon Rate13%
Yield to Maturity14.25%
Maturity Date20 May 2028
Listed onGripInvest
Minimum Investment₹10K
Return₹2,723
ISININE926R07035