UNIFINZ CAPITAL INDIA Bonds
2 bonds issued by UNIFINZ CAPITAL INDIA, listed across Indian platforms and sorted by yield to maturity (YTM). Compare YTM, coupon, tenure, credit rating and minimum investment.
About UNIFINZ CAPITAL INDIA
Unifinz Capital India Limited is a digital lending NBFC that was incorporated in 1982 as Shree Worstex Limited and took its present name in December 2022. It commenced retail lending in March 2022 under the brand lendingplate, offering unsecured personal loans of Rs 5,000 to Rs 2.5 lakh for tenors of 20 days to 12 months to salaried individuals across 22 states and more than 350 towns and cities. The lending journey is fully digital, with remote application, disbursement and repayment, and the company employs over 450 people with offices in Delhi, Pune, Kolkata, Hyderabad, Bangalore and Chennai. The business has scaled rapidly: assets under management rose from Rs 93 crore at end FY25 to Rs 376 crore as on 31 December 2025, with net worth of Rs 145 crore and gearing of 1.2 times at that date. Crisil Ratings assigned a Crisil BBB- rating with Stable outlook to Rs 170 crore of its NCDs in March 2026.
- AUM
- Rs 93 crore
- Net profit
- Rs 20.1 crore
Figures as of FY25 (31 Mar 2025). Rated by CRISIL. Source: rating rationale.
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Plan your bond ladderWho is UNIFINZ CAPITAL INDIA?
Unifinz Capital India Limited is a digital lending NBFC that was incorporated in 1982 as Shree Worstex Limited and took its present name in December 2022. It commenced retail lending in March 2022 under the brand lendingplate, offering unsecured personal loans of Rs 5,000 to Rs 2.5 lakh for tenors of 20 days to 12 months to salaried individuals across 22 states and more than 350 towns and cities. The lending journey is fully digital, with remote application, disbursement and repayment, and the company employs over 450 people with offices in Delhi, Pune, Kolkata, Hyderabad, Bangalore and Chennai. The business has scaled rapidly: assets under management rose from Rs 93 crore at end FY25 to Rs 376 crore as on 31 December 2025, with net worth of Rs 145 crore and gearing of 1.2 times at that date. Crisil Ratings assigned a Crisil BBB- rating with Stable outlook to Rs 170 crore of its NCDs in March 2026.
Is it safe to invest in UNIFINZ CAPITAL INDIA bonds?
UNIFINZ CAPITAL INDIA's listed bonds carry a BBB- credit rating from CRISIL; as of FY25 (31 Mar 2025) the company reported AUM of Rs 93 crore and net profit of Rs 20.1 crore. A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do UNIFINZ CAPITAL INDIA bonds offer right now?
As of Sept 2026, the 2 listed UNIFINZ CAPITAL INDIA bonds yield between 13.75% and 14.25% (average 14%), against roughly 6-7% on a comparable bank FD.