RightBonds Fixed Income, Simplified

Muthoot Fincorp

INE549K07GX3 Corporate AA Matures Jul 2028
Yield to Maturity (YTM)
9.75%
Annualised return if held to maturity · 16 Jul 2028
+3.3% vs bank FD
Coupon Rate
9.05%
Paid periodically
Maturity
16 Jul 2028
Principal returned
Tenure
2.0 yr
Remaining
Min. Invest
₹997
Min. ticket
Return
₹201
Est. pre-tax

How this yield compares

This bondMuthoot Fincorp
9.75%
Category avgCorporate
10.6%
Fixed Deposit2.0 yr tenure
6.50%

At 9.75% YTM, this bond yields about 3.3 percentage points more than a tenure-matched fixed deposit (6.50%) and sits below the Corporate average - reflecting the credit profile of a AA issuer.

About this bond

Muthoot Fincorp is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 9.75%. It pays a coupon of 9.05% and matures on 16 Jul 2028, a remaining tenure of about 2.0 yr. It is rated AA, a high credit-safety grade. WintWealth lists this bond with a minimum investment of ₹997.

Its 9.75% yield is solid for its risk band, sitting 133rd of 193 comparable Corporate bonds. That trails the Corporate median of 10.50% by 0.75 points, so the trade-off is lower yield for whatever else this issuer offers. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 3.25 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 2.0 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its very high safety (AA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Muthoot Fincorp (INE549K08590) at 10.5%, Muthoot Fincorp (INE549K08632) at 10.4% and Muthoot Fincorp (INE549K07HK8) at 9.25%.

Bond details

Credit RatingAA
CategoryCorporate
Coupon Rate9.05%
Yield to Maturity9.75%
Maturity Date16 Jul 2028
Listed onWintWealth
Minimum Investment₹997
Return₹201
ISININE549K07GX3