This bond is no longer available. It has matured, sold out, or been delisted from the platforms we track, last seen on 20 Jul 2026. The details below are kept as a record of the issue. Compare bonds available now →
InCred Financial Services Limited
InCred Financial Services Limited is a corporate bond issued by a company to raise debt from investors, was last listed at a yield to maturity (YTM) of 8.75%.
Data as of 20 Jul 2026
Interest paid only at maturity
This bond pays no periodic interest. The amount payable includes interest accrued since issue, so it differs from the bond’s face value; you receive the accrued amount back at maturity. Your capital at risk is the full amount payable, and you receive no income until then.
How this yield compares
About this bond
InCred Financial Services Limited is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 8.75%. It pays a coupon of 8.75% and matures on 12 Sept 2026. It is rated AA-, a high credit-safety grade. Jiraaf lists this bond with a minimum investment of ₹1.0L.
Its 8.75% yield is solid for its risk band, toward the lower end at 268th of 319 Corporate bonds. That trails the Corporate median of 10.50% by 1.75 points, so the trade-off is lower yield for whatever else this issuer offers. A comparable SBI fixed deposit yields about 6.25%, so this bond adds roughly 2.50 points for taking on credit risk. Its very high safety (AA-) rating is the main signal of default risk here. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at InCred Finance (INE321N07632) at 9.6%, InCred Finance (INE321N07756) at 9.55% and InCred Finance (INE321N07699) at 9.4%.
About InCred Finance
InCred Financial Services Limited is a retail-focused NBFC incorporated in 2016 and built around technology-led underwriting. It merged with KKR India Financial Services in August 2022, which brought the KKR India lending book into the group. The loan book is weighted towards unsecured retail credit: personal loans are the largest segment at roughly half of assets under management, followed by student loans at about a quarter, with anchor and escrow-backed business loans, lending to other financial institutions, secured school financing and loan against property making up the rest. Capitalisation is the agency-cited strength, with a capital adequacy ratio well above the regulatory floor. This bond is issued under the legal name InCred Financial Services Limited.
