RightBonds Fixed Income, Simplified

InCred Finance Mar ’28

INE321N07632 Corporate AA- Matures Mar 2028
Yield to Maturity (YTM)
9.25%
Annualised return if held to maturity · 5 Mar 2028
+2.8% vs bank FD
Coupon Rate
8.6%
Paid periodically
Maturity
5 Mar 2028
Principal returned
Tenure
1.6 yr
Remaining
Min. Invest
₹1.0L
Min. ticket
Return
₹15,469
Est. pre-tax

How this yield compares

This bondInCred Finance Mar ’28
9.25%
Category avgCorporate
10.6%
Fixed Deposit1.6 yr tenure
6.50%

At 9.25% YTM, this bond yields about 2.8 percentage points more than a tenure-matched fixed deposit (6.50%) and sits below the Corporate average - reflecting the credit profile of a AA- issuer.

About this bond

InCred Finance Mar ’28 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 9.25%. It pays a coupon of 8.6% and matures on 5 Mar 2028, a remaining tenure of about 1.6 yr. It is rated AA-, a high credit-safety grade. BondScanner lists this bond with a minimum investment of ₹1.0L.

Its 9.25% yield is solid for its risk band, toward the lower end at 145th of 193 Corporate bonds. That trails the Corporate median of 10.50% by 1.25 points, so the trade-off is lower yield for whatever else this issuer offers. A comparable SBI fixed deposit yields about 6.50%, so this bond adds roughly 2.75 points for taking on credit risk. Its short 1.6 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its very high safety (AA-) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at InCred Finance (INE321N07699) at 9.4%, InCred Finance (INE321N07590) at 9.35% and IIFL Samasta (INE413U08093) at 11.5%.

Bond details

Credit RatingAA-
CategoryCorporate
Coupon Rate8.6%
Yield to Maturity9.25%
Maturity Date5 Mar 2028
Listed onBondScanner
Minimum Investment₹1.0L
Return₹15,469
ISININE321N07632