RightBonds Fixed Income, Simplified

Cholamandalam

INE121A08PP7 Corporate AA+ Matures Jun 2031
Yield to Maturity (YTM)
8.25%
Annualised return if held to maturity · 27 Jun 2031
+1.7% vs bank FD
Coupon Rate
9.1%
Paid periodically
Maturity
27 Jun 2031
Principal returned
Tenure
4.9 yr
Remaining
Min. Invest
₹1.0L
Min. ticket
Return
₹49,252
Est. pre-tax

How this yield compares

This bondCholamandalam
8.25%
Category avgCorporate
10.6%
Fixed Deposit4.9 yr tenure
6.55%

At 8.25% YTM, this bond yields about 1.7 percentage points more than a tenure-matched fixed deposit (6.55%) and sits below the Corporate average - reflecting the credit profile of a AA+ issuer.

About this bond

Cholamandalam is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 8.25%. It pays a coupon of 9.1% and matures on 27 Jun 2031, a remaining tenure of about 4.9 yr. It is rated AA+, a very high credit-safety grade. WintWealth lists this bond with a minimum investment of ₹1.0L.

Its 8.25% yield is solid for its risk band, toward the lower end at 179th of 193 Corporate bonds. That trails the Corporate median of 10.50% by 2.25 points, so the trade-off is lower yield for whatever else this issuer offers. A comparable SBI fixed deposit yields about 6.55%, so this bond adds roughly 1.70 points for taking on credit risk. Its medium 4.9 yr horizon balances rate lock-in against flexibility. Paired with its very high safety (AA+) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at CAPRI GLOBAL CAPITAL (INE180C07171) at 9.15%, Hinduja Leyland (INE146O08415) at 9.05% and Sammaan Capital (INE148I07UE9) at 9%.

Bond details

IssuerCholamandalam
Credit RatingAA+
CategoryCorporate
Coupon Rate9.1%
Yield to Maturity8.25%
Maturity Date27 Jun 2031
Listed onWintWealth
Minimum Investment₹1.0L
Return₹49,252
ISININE121A08PP7