RightBonds Fixed Income, Simplified

Shri Ram Finance Corporation

INE08E807183 Corporate A Matures Aug 2028
Yield to Maturity (YTM)
10.5%
Annualised return if held to maturity · 12 Aug 2028
+3.8% vs bank FD
Coupon Rate
9.9%
Paid periodically
Maturity
12 Aug 2028
Principal returned
Tenure
2.1 yr
Remaining
Min. Invest
₹1.0L
Min. ticket
Return
₹22,760
Est. pre-tax

How this yield compares

This bondShri Ram Finance Corporation
10.5%
Category avgCorporate
10.6%
Fixed Deposit2.1 yr tenure
6.65%

At 10.5% YTM, this bond yields about 3.8 percentage points more than a tenure-matched fixed deposit (6.65%) and sits below the Corporate average - reflecting the credit profile of a A issuer.

About this bond

Shri Ram Finance Corporation is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 10.5%. It pays a coupon of 9.9% and matures on 12 Aug 2028, a remaining tenure of about 2.1 yr. It is rated A, an adequate credit-safety grade. WintWealth lists this bond with a minimum investment of ₹1.0L.

Its 10.5% yield is well above the market average, sitting 97th of 193 comparable Corporate bonds. That lands just under the Corporate median of 10.50%. Against a tenure-matched SBI fixed deposit (6.65%), it pays roughly 3.85 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 2.1 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Shri Ram Finance Corporation (INE08E807167) at 10.25%, Satin Creditcare (INE836B08319) at 13% and Satin Creditcare (INE836B08327) at 12.75%.

Bond details

IssuerShri Ram Finance Corporation
Credit RatingA
CategoryCorporate
Coupon Rate9.9%
Yield to Maturity10.5%
Maturity Date12 Aug 2028
Listed onWintWealth
Minimum Investment₹1.0L
Return₹22,760
ISININE08E807183