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U GRO Capital Bonds

5 bonds issued by U GRO Capital, listed across Indian platforms and sorted by yield to maturity (YTM). Compare YTM, coupon, tenure, credit rating and minimum investment.

5Bonds listed
12.8%Highest YTM
11.6%Average YTM
UGRO Capital May ’31
A+
12.8%YTM
COUPON
11.65%
TENURE
4.6 yr
MIN. INVEST
₹3.0L
BondScanner Buy
UGRO Capital Mar ’31
A+
12.45%YTM
COUPON
11.65%
TENURE
4.5 yr
MIN. INVEST
₹99K
BondScanner Buy
UGRO Capital Limited
A+
11%YTM
COUPON
11%
TENURE
1.2 yr
MIN. INVEST
₹10K
Jiraaf Buy
U GRO Capital
A+
11%YTM
COUPON
9.5%
TENURE
6 mo
MIN. INVEST
₹10K
WintWealth Buy
UGRO Capital Jun ’29
A+
10.65%YTM
COUPON
9.99%
TENURE
2.8 yr
MIN. INVEST
₹10K
BondScanner Buy

About U GRO Capital

Ugro Capital Limited is a listed NBFC lending to micro, small and medium enterprises. The company was incorporated in 1993, was renamed Ugro Capital in 2018 following a change in management, and commenced operations in its current form in January 2019. It provides secured and unsecured loans to MSMEs, with an emphasis on working capital and ecosystem financing, and distributes through a mix of branches, partnerships and co-lending arrangements. In June 2025 it announced the acquisition of Profectus Capital, another issuer listed on this site.

AUM
Rs 11,067 crore
Gross NPA
2.4% (gross stage III)
Net profit
Rs 103 crore (first nine months of FY25)

Figures as of Q3 FY25 (31 Dec 2024). Rated by CRISIL. Source: rating rationale.

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Who is U GRO Capital?

Ugro Capital Limited is a listed NBFC lending to micro, small and medium enterprises. The company was incorporated in 1993, was renamed Ugro Capital in 2018 following a change in management, and commenced operations in its current form in January 2019. It provides secured and unsecured loans to MSMEs, with an emphasis on working capital and ecosystem financing, and distributes through a mix of branches, partnerships and co-lending arrangements. In June 2025 it announced the acquisition of Profectus Capital, another issuer listed on this site. Its bonds are issued under the legal name Ugro Capital Limited.

Is it safe to invest in U GRO Capital bonds?

U GRO Capital's listed bonds carry an A+ credit rating from CRISIL; as of Q3 FY25 (31 Dec 2024) the company reported AUM of Rs 11,067 crore, gross NPA of 2.4% (gross stage III) and net profit of Rs 103 crore (first nine months of FY25). A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.

What yield do U GRO Capital bonds offer right now?

As of Sept 2026, the 5 listed U GRO Capital bonds yield between 10.65% and 12.8% (average 11.6%), against roughly 6-7% on a comparable bank FD.