Paisalo Bonds
4 bonds issued by Paisalo, listed across Indian platforms and sorted by yield to maturity (YTM). Compare YTM, coupon, tenure, credit rating and minimum investment.
About Paisalo
Paisalo Digital Limited is a non-banking financial company incorporated in 1992 that provides business loans to SMEs and corporates and small income generation loans to individuals. Founder promoter Sunil Agarwal has been managing director since inception, and the company is listed on both BSE and NSE. It commenced its business loans operations in 2006 and entered unsecured retail lending in 2011 by acquiring a 100% stake in Nupur Finvest Private Limited. The group runs co-lending arrangements with five partner banks, under which the banks fund the major share of loans it originates. Consolidated assets under management stood at Rs 5,232.80 crore in FY25. Its debt facilities and NCDs carry an IVR AA rating with Stable outlook from Infomerics, reaffirmed in March 2026.
- AUM
- Rs 5,029.09 crore (standalone)
- Gross NPA
- 0.98%
- Capital adequacy
- 39.16%
- Net profit
- Rs 197.69 crore (standalone)
Figures as of FY25 (31 Mar 2025). Rated by Infomerics. Source: rating rationale.
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Plan your bond ladderWho is Paisalo?
Paisalo Digital Limited is a non-banking financial company incorporated in 1992 that provides business loans to SMEs and corporates and small income generation loans to individuals. Founder promoter Sunil Agarwal has been managing director since inception, and the company is listed on both BSE and NSE. It commenced its business loans operations in 2006 and entered unsecured retail lending in 2011 by acquiring a 100% stake in Nupur Finvest Private Limited. The group runs co-lending arrangements with five partner banks, under which the banks fund the major share of loans it originates. Consolidated assets under management stood at Rs 5,232.80 crore in FY25. Its debt facilities and NCDs carry an IVR AA rating with Stable outlook from Infomerics, reaffirmed in March 2026. Its bonds are issued under the legal name Paisalo Digital Limited.
Is it safe to invest in Paisalo bonds?
Paisalo's listed bonds carry an AA credit rating from Infomerics; as of FY25 (31 Mar 2025) the company reported AUM of Rs 5,029.09 crore (standalone), gross NPA of 0.98%, capital adequacy of 39.16% and net profit of Rs 197.69 crore (standalone). A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do Paisalo bonds offer right now?
As of Sept 2026, the 4 listed Paisalo bonds yield between 9.82% and 10% (average 9.9%), against roughly 6-7% on a comparable bank FD.