Kosamattam Finance Bonds
2 bonds issued by Kosamattam Finance, listed across Indian platforms and sorted by yield to maturity (YTM). Compare YTM, coupon, tenure, credit rating and minimum investment.
About Kosamattam Finance
Kosamattam Finance Limited is a non-deposit-taking, systemically important NBFC registered with the RBI and headquartered in Kottayam, Kerala. Gold loans are its core business, accounting for roughly 96% of total income, alongside microfinance, money transfer and foreign currency exchange. As of 31 December 2025 it operated 981 branches across nine states and union territories, concentrated in South India.
- AUM
- Rs 5,680 crore
- Gross NPA
- 1.37%
- Capital adequacy
- 18.78%
- Net profit
- Rs 127 crore
Figures as of FY25 (31 Mar 2025). Rated by India Ratings. Source: rating rationale.
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Plan your bond ladderWho is Kosamattam Finance?
Kosamattam Finance Limited is a non-deposit-taking, systemically important NBFC registered with the RBI and headquartered in Kottayam, Kerala. Gold loans are its core business, accounting for roughly 96% of total income, alongside microfinance, money transfer and foreign currency exchange. As of 31 December 2025 it operated 981 branches across nine states and union territories, concentrated in South India.
Is it safe to invest in Kosamattam Finance bonds?
Kosamattam Finance's listed bonds carry an A credit rating from India Ratings; as of FY25 (31 Mar 2025) the company reported AUM of Rs 5,680 crore, gross NPA of 1.37%, capital adequacy of 18.78% and net profit of Rs 127 crore. A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do Kosamattam Finance bonds offer right now?
As of Sept 2026, the 2 listed Kosamattam Finance bonds yield between 8.25% and 10.25% (average 9.3%), against roughly 6-7% on a comparable bank FD.